$215,000
10 Spencer Lane, Clay City, KY 40312
- 3
- beds
- 2
- baths
- 1,408
- sqft
- Single Family Residence
- Property type
- 1996
- Year built
- 0.26 acres
- Lot size
- $153
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Eat-in Kitchen
- Primary First Floor
- Walk-In Closet(s)
- Ceiling Fan(s)
Cozy, updated, and ready to welcome you home! This beautifully refreshed 3-bedroom, 2-bath home at 10 Spencer Lane in Clay City offers a warm and inviting feel from the moment you arrive. The beautiful new covered front porch wraps around the right side of the home, creating the perfect place to enjoy your morning coffee, unwind in the evenings, or simply relax and take in the peaceful surroundings. Step inside to a comfortable living room centered around a cozy fireplace—the perfect spot to gather on cool Kentucky evenings. New luxury vinyl flooring flows throughout the home, giving each room a fresh, updated look while still keeping that comfortable, homey feel. The home has been completely updated, making it easy to move right in and start enjoying. Outside, the detached garage provides plenty of room for parking, storage, hobbies, or a workshop. With its inviting wraparound covered porch, cozy fireplace, fresh updates, and comfortable setting, this is the kind of home that just feels good the moment you walk through the door. Come see all that 10 Spencer Lane has to offer!
Listed by Keller Williams Commonwealth · bosmith62@gmail.com
MLS #26027064 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1996
- Lot size
- 0.26-acre lot
- Garage spaces
- 1-car garage
- Price / sq ft
- $153 / sq ft
- HOA
- $0/mo HOA
Interior
- 3 bedrooms
- 2 bathrooms
- One
- Fireplaces: 1
- Luxury Vinyl
Property
- Single Family Residence
- 1,408 sq ft
- 0.26-acre lot
- 1-car garage
- Landscaped, Few Trees
Construction
- Built in 1996
- Shingle
- Heating: Electric, Forced Air
- Cooling: Central Air, Ceiling Fan(s), Electric
Show all home details
Interior
- Interior features
- Eat-in Kitchen, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s)
- Appliances
- Dryer, Refrigerator, Washer, Range
- Flooring
- Luxury Vinyl
- Levels
- One
Exterior & parking
- Roof
- Shingle
- Lot features
- Landscaped, Few Trees
- Parking features
- Detached Garage, Off Street, Garage Faces Front
Utilities & comfort
- Heating
- Electric, Forced Air
- Cooling
- Central Air, Ceiling Fan(s), Electric
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Detached Garage, Off Street, Garage Faces Front
Property & Price History
| Date | Event | Price |
|---|---|---|
| Sep 30, 2026 | Listed for sale | $215,000 |
| Jun 26, 2017 | Sold |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$1,371/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $1,116
- Taxes
- $192
- Other costs
- $63
- $215,000
- Home price
- 20% · $43,000
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $1,116
- Estimated property taxes
- $192
- Home insurance
- $63
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $1,116
- Estimated property taxes
- $192
- Home insurance
- $63
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Clay City
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Powell Co
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Powell Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty