$350,000
1009 Ramseys Point Road, Monticello, KY 42633
- 4
- beds
- 2.5
- baths
- 1,860
- sqft
- Single Family Residence
- Property type
- 2015
- Year built
- 0.36 acres
- Lot size
- $188
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Breakfast Bar
- Ceiling Fan(s)
LAKE CUMBERLAND GETAWAY READY TO ENJOY! Welcome to 1009 Ramseys Point Road, a fantastic 4-bedroom, 2.5-bath home in the desirable Ramseys Point area of Monticello. Built in 2015 and offering approximately 1,860 square feet, this property delivers the perfect combination of comfortable living, incredible garage space, outdoor entertaining, and convenient access to Lake Cumberland. One of the biggest advantages? The seller is leaving much of the furnishings for the convenience of the next owner! However, personal belongings and select items will be removed prior to closing. Whether you're looking for a full-time residence, weekend retreat, vacation home, or investment property, this is a true turnkey opportunity. The oversized HEATED AND COOLED GARAGE is an absolute standout feature. With approximately 34 feet of depth and tall overhead doors, there is plenty of room for boats, vehicles, ATVs, motorcycles, lake toys, and all the gear that comes with enjoying Lake Cumberland. Because it is heated and cooled, the space can be comfortably used year-round as a workshop, hobby area, recreation space, or simply incredible storage. Step outside and enjoy the spacious rear deck, patio, and firepit area — the perfect setting for grilling, entertaining family and friends, relaxing after a day on the water, or enjoying Kentucky evenings under the stars. And then there's the lake! Conveniently located just minutes from Lake Cumberland recreation and a nearby boat ramp, you'll have easy access to some of the best boating, fishing, swimming, and outdoor recreation in the region. This is the kind of property Lake Cumberland buyers are looking for — FOUR BEDROOMS, 2.5 BATHS, AN OVERSIZED HEATED & COOLED GARAGE, GREAT OUTDOOR LIVING, AND CONVENIENT LAKE ACCESS. Don't miss your opportunity to own a move-in-ready Lake Cumberland property where you can start making memories from day one!
Listed by Flat Fee MLS · kyflatfee@gmail.com
MLS #26024531 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 2015
- Lot size
- 0.36-acre lot
- Garage spaces
- 4-car garage
- Price / sq ft
- $188 / sq ft
- HOA
- $0/mo HOA
Interior
- 4 bedrooms
- 2.5 bathrooms
- One, Two
- Carpet, Tile, Wood
Property
- Single Family Residence
- 1,860 sq ft
- 0.36-acre lot
- 4-car garage
- Wooded
Construction
- Built in 2015
- Metal
- Heating: Heat Pump
- Cooling: Heat Pump
Show all home details
Interior
- Interior features
- Breakfast Bar, Ceiling Fan(s)
- Appliances
- Microwave, Refrigerator, Oven
- Flooring
- Carpet, Tile, Wood
- Levels
- One, Two
Exterior & parking
- Roof
- Metal
- Lot features
- Wooded
- Parking features
- Attached Garage, Driveway, Garage Faces Front
- Architectural style
- Barndominium
Utilities & comfort
- Heating
- Heat Pump
- Cooling
- Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Attached Garage, Driveway, Garage Faces Front
Property & Price History
| Date | Event | Price |
|---|---|---|
| Sep 6, 2026 | Listed for sale | $350,000 |
| Apr 18, 2023 | Sold |
Some past-sale photos and seller documents need a free account to view.
Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$2,230/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $1,816
- Taxes
- $312
- Other costs
- $102
- $350,000
- Home price
- 20% · $70,000
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $1,816
- Estimated property taxes
- $312
- Home insurance
- $102
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $1,816
- Estimated property taxes
- $312
- Home insurance
- $102
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
- —
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Wayne Co
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Wayne Co
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Wayne Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Listings provided by Imagine MLS · Information Deemed Reliable but Not Guaranteed.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty