$389,000
107 Ridgecrest Drive, Mt Sterling, KY 40353
- 3
- beds
- 2.5
- baths
- 2,742
- sqft
- Single Family Residence
- Property type
- 1998
- Year built
- 0.5 acres
- Lot size
- $142
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Entrance Foyer
- Eat-in Kitchen
- Primary First Floor
- Walk-In Closet(s)
Tucked into one of Mt. Sterling's most established and quiet neighborhoods, this beautifully maintained home sits on a full half-acre and offers the kind of character you don't find often. The main level features a private primary suite with en-suite bath and walk-in shower — no stairs required — along with a living room centered around a cozy gas fireplace, a chef-ready kitchen with granite counters and abundant workspace, and a dedicated home office perfect for remote work. Down the hall, a warm family room with a stone fireplace and concrete floors offers plenty of room to gather and unwind. Upstairs, two spacious bedrooms each feature their own charming loft nook tucked under the roofline, ideal bonus space for reading, hobbies, or play, plus a full bath and walk-in attic storage. Outside, enjoy a fully fenced backyard, a patio built for evening cookouts, a detached garage with electric, and a carport for easy parking. Minutes from I-64 and just 30 minutes to Hamburg, this home offers the perfect balance of peaceful living and everyday convenience. Move-in ready and full of character, schedule your private showing today.
Listed by Re/Max Creative Realty - Mountain Legacy Group · sari.lawrence1@gmail.com
MLS #26023605 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1998
- Lot size
- 0.5-acre lot
- Garage spaces
- 2-car garage
- Price / sq ft
- $142 / sq ft
- HOA
- $0/mo HOA
Interior
- 3 bedrooms
- 2.5 bathrooms
- One and One Half
- Fireplaces: 2
- Carpet, Concrete, Tile, Vinyl
Property
- Single Family Residence
- 2,742 sq ft
- 0.5-acre lot
- 2-car garage
Construction
- Built in 1998
- Dimensional Style, Shingle
- Heating: Electric, Heat Pump
- Cooling: Electric
Show all home details
Interior
- Interior features
- Entrance Foyer, Eat-in Kitchen, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s)
- Appliances
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range
- Flooring
- Carpet, Concrete, Tile, Vinyl
- Basement
- Crawl Space
- Levels
- One and One Half
Exterior & parking
- Roof
- Dimensional Style, Shingle
- Parking features
- Detached Carport, Detached Garage, Driveway, Off Street
Utilities & comfort
- Heating
- Electric, Heat Pump
- Cooling
- Electric
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Detached Carport, Detached Garage, Driveway, Off Street
Property & Price History
| Date | Event | Price |
|---|---|---|
| Aug 28, 2026 | Listed for sale | $389,000 |
| Mar 18, 2024 | Sold |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$2,478/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $2,018
- Taxes
- $347
- Other costs
- $113
- $389,000
- Home price
- 20% · $77,800
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $2,018
- Estimated property taxes
- $347
- Home insurance
- $113
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $2,018
- Estimated property taxes
- $347
- Home insurance
- $113
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Northview
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
McNabb
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Montgomery Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty