$469,900
Price cut: $15K11279 Kentucky 196, Nancy, KY 42544
- 3
- beds
- 3
- baths
- 2,880
- sqft
- Single Family Residence
- Property type
- 1997
- Year built
- 8.64 acres
- Lot size
- $163
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Breakfast Bar
- Entrance Foyer
- Primary First Floor
- Ceiling Fan(s)
Motivated Seller! This well-maintained, fully updated 3 Bed, 3 Bath home offers an impressive 3,760 square feet of finished living space, with 1,880 sq ft above grade and an additional 1,880 sq ft in a fully finished walkout basement. It is sitting on 8.64 acres! It is a wonderful family home, it could be a fun vacation home and would be a business opportunity for an Air B&B, VRBO, or even double your rental income since there is a full apartment in the basement. This property is excellent for hunting! Close to the lake for fishing and boating! Welcome to your private retreat at 11279 Kentucky Highway 196 in Nancy, KY—where comfort, space, and nature come together beautifully. Whether you need room to grow, entertain, or create a multi-generational setup, this home delivers. Surrounded by peaceful countryside, you'll enjoy watching deer, birds, and other wildlife right from your front porch or back patio, with scenic views of farmland, trees, and rolling hills. Inside, the home features granite countertops throughout the kitchen and bathrooms, along with a thoughtfully designed basement that includes a second kitchen and plenty of space for additional bedrooms or living quarters—perfect for guests or extended family. The poured concrete basement offers both walkout and walk-up access, adding convenience and durability. Car enthusiasts and outdoor lovers will appreciate the abundance of garage space, including an attached garage, detached garage, and basement garage—accommodating up to five vehicles. Recent updates provide peace of mind, including a brand-new HVAC system installed in April 2026 (with warranty) and a new, 1 year old Metal Roof (with warranty). For lake lovers, you're just minutes from multiple boat ramps—one less than a mile away and another within three miles—making it easy to enjoy the water anytime. This is a rare opportunity to own a move-in-ready home with space, privacy, and modern updates in a beautiful setting.
Listed by RE/MAX LakeTime Realty · barry@laketimeky.com
MLS #26010013 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1997
- Lot size
- 8.64-acre lot
- Garage spaces
- 5-car garage
- Price / sq ft
- $163 / sq ft
- HOA
- $0/mo HOA
Interior
- 3 bedrooms
- 3 bathrooms
- One
- Fireplaces: 2
- Carpet, Laminate
Property
- Single Family Residence
- 2,880 sq ft
- 8.64-acre lot
- 5-car garage
- Landscaped, Few Trees
Construction
- Built in 1997
- Metal
- Heating: Heat Pump
- Cooling: Heat Pump
Show all home details
Interior
- Interior features
- Breakfast Bar, Entrance Foyer, Primary First Floor, Ceiling Fan(s)
- Appliances
- Dryer, Disposal, Microwave, Refrigerator, Washer, Range
- Flooring
- Carpet, Laminate
- Basement
- Concrete, Finished, Full, Walk-Out Access, Walk-Up Access
- Levels
- One
Exterior & parking
- Roof
- Metal
- Lot features
- Landscaped, Few Trees
- Parking features
- Detached Garage, Driveway, Garage Faces Front, Garage Faces Side
- Architectural style
- Ranch
Utilities & comfort
- Heating
- Heat Pump
- Cooling
- Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Detached Garage, Driveway, Garage Faces Front, Garage Faces Side
Property & Price History
| Date | Event | Price |
|---|---|---|
| May 6, 2026 | Listed for sale | $484,900 |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$2,994/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $2,438
- Taxes
- $419
- Other costs
- $137
- $469,900
- Home price
- 20% · $93,980
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $2,438
- Estimated property taxes
- $419
- Home insurance
- $137
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $2,438
- Estimated property taxes
- $419
- Home insurance
- $137
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Salem
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Russell Co
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Russell Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty