$389,900
Price cut: $10K1162 Ferry Road, Somerset, KY 42503
- 3
- beds
- 3
- baths
- 3,486
- sqft
- Single Family Residence
- Property type
- 2006
- Year built
- 0.39 acres
- Lot size
- $112
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Walk-In Closet(s)
- Ceiling Fan(s)
****ATTENTION *** Seller offering $5000 in closing cost with a full price offer!!! NEW HVAC and NEW ROOF IN 2025. Well-Maintained 3-Bedroom, 3-Bath Brick Ranch Home with Pool and Basement. This well-cared-for 3-bedroom, 3-bath brick ranch home offers a comfortable and functional layout, perfect for day-to-day living and family gatherings. Located just minutes from Firebrook Park, you'll have easy access to walking trails, a picnic shelter, and a playground. Plus, Lake Cumberland is nearby with a boat ramp just a short drive away--ideal for outdoor enthusiasts. Inside, you'll find a welcoming living room with a gas fireplace, creating a cozy atmosphere for relaxing evenings. The open floor plan connects the living, dining, and kitchen areas, making it easy to entertain or enjoy everyday meals. The kitchen is spacious and functional, while the dining area offers a comfortable spot for family meals or special occasions. The primary suite is a standout feature of the home, with two walk-in closets for plenty of storage and a master bath designed for comfort. Relax in the spa-like atmosphere with modern finishes and fixtures. The fully finished walkout basement adds valuable extra space, ideal for a home theater, game room, or office. With direct access to the backyard, it's easy to entertain or enjoy outdoor activities. Step outside to your own backyard retreat, complete with an above-ground pool and spacious deck. Whether you're hosting a barbecue, swimming on hot summer days, or simply unwinding, this outdoor space has something for everyone. Other key features include a brand-new roof, a 2-car garage on the main level, and a basement garage for extra storage or parking. The convenient main-level laundry room makes household chores a little easier. This home has been thoughtfully updated and maintained, with a home warranty that's transferable for peace of mind. If you're looking for a home with space, comfort, and a great location, this one is definitely worth a look.
Listed by CENTURY 21 Advantage Realty · srobinson@century21advantage.com
MLS #26018816 · Listing provided by
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 2006
- Lot size
- 0.39-acre lot
- Garage spaces
- 2-car garage
- Price / sq ft
- $112 / sq ft
- HOA
- $0/mo HOA
Interior
- 3 bedrooms
- 3 bathrooms
- One
- Fireplaces: 1
- Carpet, Hardwood
Property
- Single Family Residence
- 3,486 sq ft
- 0.39-acre lot
- 2-car garage
- Landscaped, Many Trees
Construction
- Built in 2006
- Composition, Dimensional Style
- Heating: Electric, Heat Pump
- Cooling: Electric, Heat Pump
Show all home details
Interior
- Interior features
- Walk-In Closet(s), Ceiling Fan(s)
- Appliances
- Microwave, Refrigerator, Range
- Flooring
- Carpet, Hardwood
- Basement
- Finished, Walk-Out Access
- Levels
- One
Exterior & parking
- Roof
- Composition, Dimensional Style
- Lot features
- Landscaped, Many Trees
- Parking features
- Attached Garage, Driveway, Garage Door Opener, Garage Faces Front
Utilities & comfort
- Heating
- Electric, Heat Pump
- Cooling
- Electric, Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Attached Garage, Driveway, Garage Door Opener, Garage Faces Front
Property & Price History
| Date | Event | Price |
|---|---|---|
| Jul 17, 2026 | Listed for sale | $399,900 |
Some past-sale photos and seller documents need a free account to view.
Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$2,485/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $2,023
- Taxes
- $348
- Other costs
- $114
- $389,900
- Home price
- 20% · $77,980
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $2,023
- Estimated property taxes
- $348
- Home insurance
- $114
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $2,023
- Estimated property taxes
- $348
- Home insurance
- $114
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
Loading property map…
Loading destination search…
Compare up to 5 drives from this home. Not saved to your account.
- Walk Score
- —
Not available
- Bike Score
- —
Not available
Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Oakhill
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Southern
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Southwestern
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
A dedicated School Wizard page is coming soon.
Similar Homes
Loading similar homes…
Listings provided by Imagine MLS · Information Deemed Reliable but Not Guaranteed.
Homes for Sale Near 1162 Ferry Road
Browse homes by nearby city, ZIP code, or subdivision.
Shelby & Drake JohnsonFive Pillars Team · eXp Realty