$295,000
Price cut: $68K120 Saratoga Circle, Richmond, KY 40475
- 4
- beds
- 3
- baths
- 2,415
- sqft
- Single Family Residence
- Property type
- 1991
- Year built
- 0.2 acres
- Lot size
- $122
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Breakfast Bar
- Entrance Foyer
- Walk-In Closet(s)
- Ceiling Fan(s)
Welcome to 120 Saratoga Circle—a spacious, well-maintained home nestled in one of Richmond's established neighborhoods! Offering over 2,400 finished square feet, this home provides the perfect blend of comfort, functionality, and opportunity. Step inside to discover generous living spaces designed for everyday living and entertaining. The main level features a welcoming layout with abundant natural light, spacious bedrooms, and plenty of room for family and guests. The finished walkout basement adds valuable living space that's ideal for a second family room, recreation area, home office, gym, or guest retreat. While the kitchen maintains its original charm, the home has been lovingly cared for and offers the perfect canvas to add your own personal style and updates over time. With solid bones, an excellent floor plan, and ample finished square footage, this property delivers exceptional value. Outside, enjoy a peaceful setting with space to relax, entertain, or simply unwind. Conveniently located just minutes from shopping, restaurants, schools, parks, and I-75, you'll appreciate the balance of quiet neighborhood living with easy access to everything Richmond has to offer. Whether you're searching for room to grow, a home with great potential, or simply a property in a sought-after location, 120 Saratoga Circle is ready to welcome its next owners. Don't miss your opportunity to make this wonderful home your own. Buyer to verify acreage, sq ft & schools.
Listed by Keller Williams Legacy Group · yvettekelly55@gmail.com
MLS #26019414 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1991
- Lot size
- 0.2-acre lot
- Garage spaces
- 2-car garage
- Price / sq ft
- $122 / sq ft
- HOA
- $0/mo HOA
Interior
- 4 bedrooms
- 3 bathrooms
- Multi/Split
- Fireplaces: 2
- Laminate, Vinyl
Property
- Single Family Residence
- 2,415 sq ft
- 0.2-acre lot
- 2-car garage
- Many Trees
Construction
- Built in 1991
- Shingle
- Heating: Electric, Heat Pump
- Cooling: Central Air, Electric, Heat Pump
Show all home details
Interior
- Interior features
- Breakfast Bar, Entrance Foyer, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
- Appliances
- Dishwasher, Microwave, Refrigerator, Range
- Flooring
- Laminate, Vinyl
- Basement
- Concrete, Exterior Entry, Finished, Partially Finished, Walk-Out Access, Walk-Up Access
- Levels
- Multi/Split
Exterior & parking
- Roof
- Shingle
- Lot features
- Many Trees
- Parking features
- Attached Garage, Basement, Garage Door Opener, Off Street, Garage Faces Side
- Architectural style
- Split Level
Utilities & comfort
- Heating
- Electric, Heat Pump
- Cooling
- Central Air, Electric, Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Attached Garage, Basement, Garage Door Opener, Off Street, Garage Faces Side
Property & Price History
| Date | Event | Price |
|---|---|---|
| Jul 23, 2026 | Listed for sale | $362,500 |
| Jul 19, 2018 | Sold |
Some past-sale photos and seller documents need a free account to view.
Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$1,880/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $1,531
- Taxes
- $263
- Other costs
- $86
- $295,000
- Home price
- 20% · $59,000
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $1,531
- Estimated property taxes
- $263
- Home insurance
- $86
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $1,531
- Estimated property taxes
- $263
- Home insurance
- $86
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
Loading property map…
Loading destination search…
Compare up to 5 drives from this home. Not saved to your account.
- Walk Score
- —
Not available
- Bike Score
- —
Not available
Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
White Hall
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Michael Caudill
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Madison Central
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
A dedicated School Wizard page is coming soon.
Similar Homes
Loading similar homes…
Listings provided by Imagine MLS · Information Deemed Reliable but Not Guaranteed.
Homes for Sale Near 120 Saratoga Circle
Browse homes by nearby city, ZIP code, or subdivision.
Shelby & Drake JohnsonFive Pillars Team · eXp Realty