$189,900
Price cut: $10K140 Worley Hill Top Road, Stearns, KY 42647
- 3
- beds
- 2
- baths
- 1,050
- sqft
- Single Family Residence
- Property type
- 1925
- Year built
- 0.9 acres
- Lot size
- $181
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Walk-In Closet(s)
- Ceiling Fan(s)
Fully renovated and expanded 3-bedroom, 2-bath home with major updates already completed—new roof (2024), new windows (2023), and new siding, plus a completely remodeled kitchen and bathrooms featuring all-new appliances, cabinets, and countertops. The functional layout includes a dedicated dining area, laundry space, and a primary suite with private ensuite bath. A partial unfinished basement—with access through the primary walk-in closet—adds valuable storage, storm shelter, or future usable space. The main home is connected to city water and sewer for everyday convenience. An additional standout feature is the second structure on-site, offering real potential for multi-generational living or added income. With an existing septic tank already in place, it could be reimagined into a guest home, rental, Airbnb, or private workspace. (Currently no active utilities.) Move-in ready with the big-ticket updates already finished—and built-in opportunity to expand your living space or generate income.
Listed by Keller Williams Bluegrass Realty - Lake Cumberland · mdowning@kw.com
MLS #26007247 · Listing provided by
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1925
- Lot size
- 0.9-acre lot
- Price / sq ft
- $181 / sq ft
- HOA
- $0/mo HOA
Interior
- 3 bedrooms
- 2 bathrooms
- Fireplaces: 1
- Carpet, Luxury Vinyl
Property
- Single Family Residence
- 1,050 sq ft
- 0.9-acre lot
Construction
- Built in 1925
- Shingle
- Heating: Heat Pump
- Cooling: Central Air
Show all home details
Interior
- Interior features
- Walk-In Closet(s), Ceiling Fan(s)
- Appliances
- Dishwasher, Refrigerator, Oven, Vented Exhaust Fan
- Flooring
- Carpet, Luxury Vinyl
- Basement
- Concrete, Interior Entry, Partial
Exterior & parking
- Roof
- Shingle
- Parking features
- Driveway
Utilities & comfort
- Heating
- Heat Pump
- Cooling
- Central Air
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Driveway
Property & Price History
| Date | Event | Price |
|---|---|---|
| May 28, 2026 | Listed for sale | $199,900 |
Some past-sale photos and seller documents need a free account to view.
Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$1,209/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $985
- Taxes
- $169
- Other costs
- $55
- $189,900
- Home price
- 20% · $37,980
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $985
- Estimated property taxes
- $169
- Home insurance
- $55
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $985
- Estimated property taxes
- $169
- Home insurance
- $55
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Whitley City
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
McCreary County
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
McCreary County
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty