$110,000
165 Valley Road, Stearns, KY 42647
- 3
- beds
- 1
- baths
- 1,120
- sqft
- Single Family Residence
- Property type
- 0.48 acres
- Lot size
- $98
- Price / sq ft
- $0/mo
- HOA
Listing Description
Priced aggressively and packed with potential! This 3-bedroom, 1-bath home offers an excellent opportunity for a first-time buyer ready to make a home their own or an investor looking for their next rental property. The functional floor plan features a spacious living area, eat-in kitchen, three bedrooms, and a full bath, with plenty of room for cosmetic updates and personalization. Outside, you'll find a metal roof, attached carport, off-street parking, and a spacious, tree-lined yard offering plenty of shade and privacy. With a little vision and some updates, this property could truly shine. Affordable opportunities at this price point are becoming harder to find—bring your ideas and make this one yours!
Listed by Lake Cumberland Real Estate Professionals · LCRealEstatePros@gmail.com
MLS #26026986 · Listing provided by
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Lot size
- 0.48-acre lot
- Price / sq ft
- $98 / sq ft
- HOA
- $0/mo HOA
Interior
- 3 bedrooms
- 1 bathrooms
- Laminate
Property
- Single Family Residence
- 1,120 sq ft
- 0.48-acre lot
Construction
- Heating: Heat Pump
- Cooling: Heat Pump
Show all home details
Interior
- Flooring
- Laminate
Utilities & comfort
- Heating
- Heat Pump
- Cooling
- Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Not reported
Property & Price History
| Date | Event | Price |
|---|---|---|
| Sep 30, 2026 | Listed for sale | $110,000 |
Some past-sale photos and seller documents need a free account to view.
Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$701/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $571
- Taxes
- $98
- Other costs
- $32
- $110,000
- Home price
- 20% · $22,000
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $571
- Estimated property taxes
- $98
- Home insurance
- $32
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $571
- Estimated property taxes
- $98
- Home insurance
- $32
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
- —
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
McCreary County
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
McCreary County
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
McCreary County
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Listings provided by Imagine MLS · Information Deemed Reliable but Not Guaranteed.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty