$485,000
Price cut: $10K217 W Main Street, Mt Sterling, KY 40353
- 3
- beds
- 3
- baths
- 3,255
- sqft
- Single Family Residence
- Property type
- 0.4 acres
- Lot size
- $149
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Eat-in Kitchen
- Walk-In Closet(s)
- Ceiling Fan(s)
Please click on the virtual tour section to see the video walk through...You will know you have reached a special home from the time you enter the front porch and open the screen door. Dramatic remodel—renovated home with all the attention to details where pride in quality choices shows everywhere. Home has 3255 finished square feet with generously sized rooms, including living room, dining room, new kitchen with new cabinetry, new quartz countertops & new appliances, primary bedroom with separate dressing room & separate walk in closet, new primary bathroom, two additional bedrooms, two additional new bathrooms, new utility room, office, studio, & mudroom. One of the rooms on the first floor could easily be used for a fourth bedroom. Additionally, there is a floored attic with permanent steps & unfinished basement. In addition to original refinished wood floors, there are new ceramic tile floors in baths and luxury vinyl in office & utility. Plumbing has been replaced, all new wiring with new electrical panel installed, There are two new central HVAC units—dual-fuel heating system/hybrid heat combines an electric heat pump with a gas furnace and new ductwork. The home has all new large energy efficient windows on the first and second floors and an original transom above the front entrance. You will love all the daylight with the many large windows where everything just seems to sparkle. For extra energy efficiency, there is new insulation in the attic and between some walls. Other features you are sure to enjoy include six fireplaces and one having new ventless gas logs, laundry chute, corbels, beautiful mantels, French doors, some beveled glass, wainscoting, original oversized baseboards. The attic room with wood walls, wood ceiling, wood floor, and arched window is just waiting for your creative use. (Hvac could easily be installed in this attic room.) The covered front porch, freshly painted, is a place to enjoy all your family and friends. The home is located in beautiful, historic downtown Mt Sterling where you can walk to church, shops, arts, restaurants, dog park. The home has a .40 acre lot with shed/doll house and four bay lean-to. Come and enjoy this amazing home. (A document is attached for realtors to show additional renovation details, like replacing the front wall at the street and more.) Home square footage to be verified, schools to be verified. The home was built approximately 1907. The property was formerly a part of the Mt Sterling Female College. (Photos with furniture are staged virtually.)
Listed by United Real Estate Bluegrass · bmays@urelouisvillle.com
MLS #26022498 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Lot size
- 0.4-acre lot
- Price / sq ft
- $149 / sq ft
- HOA
- $0/mo HOA
Interior
- 3 bedrooms
- 3 bathrooms
- Two
- Fireplaces: 6
- Ceramic Tile, Wood, Luxury Vinyl
Property
- Single Family Residence
- 3,255 sq ft
- 0.4-acre lot
- Landscaped, Few Trees
Construction
- Shingle
- Heating: Forced Air, Heat Pump, Natural Gas, Dual Fuel
- Cooling: Central Air, Heat Pump, Multi Units
Show all home details
Interior
- Interior features
- Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s)
- Appliances
- Dishwasher, Microwave, Refrigerator, Range
- Flooring
- Ceramic Tile, Wood, Luxury Vinyl
- Basement
- Interior Entry, Partial, Unfinished, Walk-Out Access, Walk-Up Access
- Levels
- Two
Exterior & parking
- Roof
- Shingle
- Lot features
- Landscaped, Few Trees
- Parking features
- Driveway, Other
- Architectural style
- Craftsman
Utilities & comfort
- Heating
- Forced Air, Heat Pump, Natural Gas, Dual Fuel
- Cooling
- Central Air, Heat Pump, Multi Units
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Driveway, Other
Property & Price History
| Date | Event | Price |
|---|---|---|
| Aug 19, 2026 | Listed for sale | $495,000 |
| Nov 5, 2025 | Sold |
Some past-sale photos and seller documents need a free account to view.
Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$3,090/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $2,517
- Taxes
- $432
- Other costs
- $141
- $485,000
- Home price
- 20% · $97,000
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $2,517
- Estimated property taxes
- $432
- Home insurance
- $141
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $2,517
- Estimated property taxes
- $432
- Home insurance
- $141
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
- —
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Northview
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Montgomery Co
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Montgomery Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
A dedicated School Wizard page is coming soon.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty