$204,900
221 Pine Tree Circle Drive, Nancy, KY 42544
- 2
- beds
- 1
- baths
- 950
- sqft
- Single Family Residence
- Property type
- 2026
- Year built
- 0.4 acres
- Lot size
- $216
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Primary First Floor
- Ceiling Fan(s)
Experience modern Lake Cumberland living in this brand-new barndominium-style home located just minutes from beautiful Lake Cumberland. Situated on approximately 0.4 acres in the peaceful community of Nancy, Kentucky, this 2-bedroom, 1-bath home is ideal as a full-time residence, weekend lake retreat, or short-term rental. Inside, the open-concept floor plan features convenient one-level living. The spacious living and dining areas flow seamlessly into the kitchen, complete with new cabinetry, modern fixtures, and generous storage. Two comfortable bedrooms, a full bathroom, and a dedicated laundry area complete the thoughtfully designed interior. The attached garage features a 10-foot door, providing excellent space for a boat, recreational vehicle, lake equipment, or additional storage. A durable metal roof, efficient HVAC system, and included one-year builder's warranty offer comfort, convenience, and peace of mind. Outside, there is ample parking for boats and RVs, along with room to add a detached garage, workshop, or outdoor entertaining area. With multiple boat ramps, marinas, and Lake Cumberland access points only minutes away, fishing, boating, and lakeside recreation are always within easy reach. Don't miss this low-maintenance new construction home offering comfort, versatility, and Kentucky charm near Lake Cumberland.
Listed by Keller Williams Commonwealth - Somerset · bosmith62@gmail.com
MLS #26025838 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 2026
- Lot size
- 0.4-acre lot
- Garage spaces
- 1-car garage
- Price / sq ft
- $216 / sq ft
- HOA
- $0/mo HOA
Interior
- 2 bedrooms
- 1 bathrooms
- One
- Vinyl
Property
- Single Family Residence
- 950 sq ft
- 0.4-acre lot
- 1-car garage
- Few Trees
Construction
- Built in 2026
- Metal
- Heating: Electric, Heat Pump
- Cooling: Electric, Heat Pump
Show all home details
Interior
- Interior features
- Primary First Floor, Ceiling Fan(s)
- Appliances
- Dishwasher, Microwave, Oven
- Flooring
- Vinyl
- Basement
- Crawl Space
- Levels
- One
Exterior & parking
- Roof
- Metal
- Lot features
- Few Trees
- Parking features
- Attached Garage
Utilities & comfort
- Heating
- Electric, Heat Pump
- Cooling
- Electric, Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Attached Garage
Property & Price History
| Date | Event | Price |
|---|---|---|
| Sep 18, 2026 | Listed for sale | $204,900 |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$1,306/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $1,063
- Taxes
- $183
- Other costs
- $60
- $204,900
- Home price
- 20% · $40,980
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $1,063
- Estimated property taxes
- $183
- Home insurance
- $60
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $1,063
- Estimated property taxes
- $183
- Home insurance
- $60
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Nancy
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Southern
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Southwestern
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty