$625,000
Price cut: $125K234 Cedar Point Lane, Monticello, KY 42633
- 5
- beds
- 3
- baths
- 2,779
- sqft
- Single Family Residence
- Property type
- 2009
- Year built
- 3.43 acres
- Lot size
- $225
- Price / sq ft
- $21/mo
- HOA
Listing Description
- Breakfast Bar
- Eat-in Kitchen
- Primary First Floor
- Walk-In Closet(s)
Welcome to the "Perfect Shade of Green" Home — a stunning custom-built log-style retreat featured in Log Homes Magazine. Completed in 2013 after years of thoughtful planning and craftsmanship, this extraordinary property sits on 3.43 acres in the desirable Hickory Point subdivision on beautiful Lake Cumberland. Positioned on a peninsula with breathtaking lake views, this spacious 5-bedroom, 3-bath home was designed for gathering, entertaining, and making lifelong family memories. From the moment you step through the front door, you'll be captivated by the soaring cathedral ceilings, floor-to-ceiling windows, and warm rustic charm throughout. The main level offers approximately 1,949 finished square feet and features two bedrooms, 2 full baths, and an impressive family room that opens onto a large deck with both open and covered entertaining spaces overlooking the lake. At the heart of the home is a chef's kitchen with a one-of-a-kind handcrafted wraparound bar offering abundant seating — perfect for hosting family and friends. The second floor adds approximately 830 finished square feet with three additional bedrooms and a full bath, providing plenty of space for guests and large families. One of the home's greatest opportunities is the 1,852-square-foot unfinished walkout basement, ready for a future owner to customize to their own style and needs. The basement opens to a spacious concrete patio and backyard area. This home also showcases unique custom wood finishes crafted from timber harvested directly from the property, adding authentic character you simply can't replicate. Built with efficiency and durability in mind, the home includes: 10-inch poured concrete basement walls 3-inch log veneers on both interior and exterior walls 6 inches of Styrofoam insulation between the veneers for excellent energy efficiency Located in an HOA-protected community in Wayne County, this property offers privacy, craftsmanship, and incredible potential. With a little TLC, this could become the ultimate lake home or family retreat. Property is being sold AS-IS. All inspections are welcome.
Listed by The Agency · aaron@theagencyky.com
MLS #26010384 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 2009
- Lot size
- 3.43-acre lot
- Price / sq ft
- $225 / sq ft
- HOA
- $21/mo HOA
Interior
- 5 bedrooms
- 3 bathrooms
- One and One Half
- Fireplaces: 1
- Hardwood, Tile, Vinyl
Property
- Single Family Residence
- 2,779 sq ft
- 3.43-acre lot
- Wooded, Many Trees
Construction
- Built in 2009
- Dimensional Style
- Heating: Forced Air, Wood, Propane Tank Owned
- Cooling: Central Air
Show all home details
Interior
- Interior features
- Breakfast Bar, Eat-in Kitchen, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
- Appliances
- Double Oven, Dishwasher, Gas Range, Refrigerator, Cooktop, Self Cleaning Oven
- Flooring
- Hardwood, Tile, Vinyl
- Basement
- Bath/Stubbed, Concrete, Exterior Entry, Unfinished, Walk-Out Access
- Levels
- One and One Half
Exterior & parking
- Roof
- Dimensional Style
- Lot features
- Wooded, Many Trees
- Parking features
- Driveway
- Architectural style
- Cabin
Utilities & comfort
- Heating
- Forced Air, Wood, Propane Tank Owned
- Cooling
- Central Air
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Driveway
Property & Price History
| Date | Event | Price |
|---|---|---|
| May 9, 2026 | Listed for sale | $750,000 |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$4,003/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $3,243
- Taxes
- $557
- Other costs
- $203
- $625,000
- Home price
- 20% · $125,000
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $3,243
- Estimated property taxes
- $557
- Home insurance
- $182
- HOA
- $21
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $3,243
- Estimated property taxes
- $557
- Home insurance
- $182
- HOA
- $21
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Wayne Co
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Wayne Co
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Wayne Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty