$329,000
Price cut: $36K235 Golden Pond Road, Monticello, KY 42633
- 4
- beds
- 3
- baths
- 1,700
- sqft
- Single Family Residence
- Property type
- 2012
- Year built
- 0.52 acres
- Lot size
- $194
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Breakfast Bar
- Primary First Floor
- Walk-In Closet(s)
- Ceiling Fan(s)
Welcome to your perfect getaway or full-time retreat in the highly desirable Golden Pond Resort area! This beautifully updated 4 bedroom, 3 full bathroom home offers the ideal blend of comfort, functionality, and proven income potential. Step inside to a spacious, open-concept layout featuring a warm and inviting living room with hardwood flooring and seamless flow into the kitchen and dining area—perfect for entertaining or hosting guests. The kitchen is well-appointed with abundant cabinetry, generous countertop space, and comes fully equipped with all appliances. Just off the main living space, you'll find comfortable bedrooms and updated bathrooms designed with both style and convenience in mind. This home is uniquely suited for large gatherings or short-term rental use, with the ability to comfortably sleep multiple guests. Currently operating on a successful rental program, this property presents an excellent opportunity for immediate income or continued investment. Outdoor living truly shines here with a large screened-in back deck, offering a private and relaxing setting to unwind. The hot tub conveys, creating the ultimate space to relax after a day on the lake. The home also includes a 2-car attached garage and ample parking space for guests. Located just minutes from multiple public boat ramps and less than 5 minutes to Conley Bottom Resort, this property is perfectly positioned for lake lovers and vacationers alike. Additional features include: • Kitchen appliances convey • Washer & dryer convey • Hot tub conveys • Triple bunk bed conveys • Updated flooring throughout • Proven short-term rental performance Whether you're searching for a primary residence, vacation home, or income-producing property near Lake Cumberland, this one checks all the boxes. Don't miss your chance to own a turnkey property in one of the area's most sought-after locations!
Listed by Lake Cumberland Real Estate Professionals · LCRealEstatePros@gmail.com
MLS #26006388 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 2012
- Lot size
- 0.52-acre lot
- Garage spaces
- 2-car garage
- Price / sq ft
- $194 / sq ft
- HOA
- $0/mo HOA
Interior
- 4 bedrooms
- 3 bathrooms
- Two
- Carpet, Hardwood, Tile
Property
- Single Family Residence
- 1,700 sq ft
- 0.52-acre lot
- 2-car garage
Construction
- Built in 2012
- Dimensional Style, Shingle
- Heating: Heat Pump
- Cooling: Heat Pump
Show all home details
Interior
- Interior features
- Breakfast Bar, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s)
- Appliances
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range
- Flooring
- Carpet, Hardwood, Tile
- Basement
- Bath/Stubbed, Concrete, Finished, Walk-Out Access, Walk-Up Access
- Levels
- Two
Exterior & parking
- Roof
- Dimensional Style, Shingle
- Parking features
- Attached Garage, Basement
Utilities & comfort
- Heating
- Heat Pump
- Cooling
- Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Attached Garage, Basement
Property & Price History
| Date | Event | Price |
|---|---|---|
| Mar 29, 2026 | Listed for sale | $365,000 |
| Jan 13, 2023 | Sold |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$2,096/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $1,707
- Taxes
- $293
- Other costs
- $96
- $329,000
- Home price
- 20% · $65,800
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $1,707
- Estimated property taxes
- $293
- Home insurance
- $96
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $1,707
- Estimated property taxes
- $293
- Home insurance
- $96
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
- —
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Bell
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Wayne Co
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Wayne Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty