$659,000
3020 Osborne Road, Mt Sterling, KY 40353
- 5
- beds
- 3.5
- baths
- 3,975
- sqft
- Single Family Residence
- Property type
- 1996
- Year built
- 1.83 acres
- Lot size
- $166
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Breakfast Bar
- Eat-in Kitchen
- Primary First Floor
- Walk-In Closet(s)
This Home is Immaculate, Ready for you to Make it Your Own and So Many Amenities. YOU NEED TO SEE TO APPRECIATE!!! This 3975 SF Home has 5 Bedrooms, 3 Full Baths and 1 Half Bath, Open Great Room with Beautiful Stairway Leading to the Open Second Floor. Kitchen, Dining Room, Sunroom, Laundry Room and Extra Large Heated 3 Bay Garage. The Covered Front Porch has PVC Bead Board on Ceiling, Comfy to Sat on, drink Your Morning Coffee and Watch the Sun Rise from the Front Porch. Entry, the Stunning Great Room. Primary Bedroom on the First Floor is Large Enough for a California Bed, Nightstands, Chest, Dresser, Chair or Whatever You Desire. Master Bath is off of the Master Bedroom and is a Dream Bathroom with Double Sinks, Heated Tile Floor, Duel Heated Mirrors so they don't Steam Up and a Tower Cabinet In-between the Sinks; so Much Storage. Top of the Line West Shore Home Walk-in Shower with Seat, Walk-in Closet with Built-in 48 Gun Cannon Safe with Electronic Lock. The Beautiful Open Staircase Leads Upstairs to 4 Spacious Bedrooms another West Shore Bath tub and Shower that also has Duel Heated Mirrors, Two Sinks and Tower Cabinet. All 4 Bedrooms have Plenty Closet Space. Kitchen is Unbelievable, Lots of custom Kraft Made Cabinets, double deck Silverware Drawer, Mixer door with a Shelf for Your Mixer door that Raises Up To Use and Back Down For Storage, all lower cabinets have pull out shelves for easy access, a swing out Pantry which has Pullout swing Shelfs, Kitchen Bar has Seating For 7 or People, Wood Look Tile Heated Floors, Samsung 4 Door Refrigerator with internal Beverage Center and Samsung Glass Top Stove With Double Oven (Convection and Air Fry). Laundry Room off the Kitchen has Heated Wood Look Tile Floor and a Water Softener System and Reverse Osmosis for All-Drinking Water. Dining Room is Open and Large Enough Dining Room to Entertain 16 of Your Family and Friends. Large Gorgeous Sunroom with Fireplace and Solar Controlled Sunscreens to Control How Much Light You Want. A Full Bath off the Sunroom Provides and Easy cleanup from Outside and for Guests or Company. Step out of the Sunroom Onto the Brick Patio with Retaining Wall and 48" Fire Pit with Gas Starter. You can Enjoy The Amazing Sunsets from This Spacious Patio. From the Sunroom, There's a Foyer with Lots of Space to have a Children Cubbies and also has Heated Beautiful Wood Look Tile Floors which Leads Down to a Side Door or to the Garage which is a 3 Bay Garage (with Lots of Built-in Shelving). There are 2 Bays 14' Tall and Extra Wide and Long. The other Bay has Floored Storage above and a Rear Smaller Door for Your Lawn Mower and Lawn Equipment. Garage is Heated, Insulated and has lots of Built-in Shelving. This Home Sits on a Gorgeous 1.8 Acre Lot with Mature Trees and Beautiful Landscaping. This Home has had Practically Everything Updated or Replaced in the Last 5 Years. Home has Pella Windows. Upstairs Heat Pump Replaced in 2024 and Downstairs Heat Pump Replaced in 2022 also has Propane Gas Backup for Plenty of Warm Heat for those cold winter days.
Listed by Murphy Realty Group · bmurphy@murphyrg.com
MLS #26021582 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1996
- Lot size
- 1.83-acre lot
- Garage spaces
- 3-car garage
- Price / sq ft
- $166 / sq ft
- HOA
- $0/mo HOA
Interior
- 5 bedrooms
- 3.5 bathrooms
- Two
- Fireplaces: 1
- Carpet, Tile
Property
- Single Family Residence
- 3,975 sq ft
- 1.83-acre lot
- 3-car garage
- Landscaped, Few Trees
Construction
- Built in 1996
- Composition
- Heating: Heat Pump, Other, Propane
- Cooling: Central Air, Ceiling Fan(s), Heat Pump
Show all home details
Interior
- Interior features
- Breakfast Bar, Eat-in Kitchen, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s)
- Appliances
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Oven, Range
- Flooring
- Carpet, Tile
- Basement
- Crawl Space
- Levels
- Two
Exterior & parking
- Roof
- Composition
- Lot features
- Landscaped, Few Trees
- Parking features
- Attached Garage, Driveway, Garage Door Opener, Off Street, Garage Faces Front, Heated
Utilities & comfort
- Heating
- Heat Pump, Other, Propane
- Cooling
- Central Air, Ceiling Fan(s), Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Attached Garage, Driveway, Garage Door Opener, Off Street, Garage Faces Front, Heated
Property & Price History
| Date | Event | Price |
|---|---|---|
| Aug 10, 2026 | Listed for sale | $659,000 |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$4,199/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $3,419
- Taxes
- $588
- Other costs
- $192
- $659,000
- Home price
- 20% · $131,800
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $3,419
- Estimated property taxes
- $588
- Home insurance
- $192
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $3,419
- Estimated property taxes
- $588
- Home insurance
- $192
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
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Assigned Schools
Mt Sterling
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
McNabb
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Montgomery Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty