$1,645,000
305 Beech Street, Monticello, KY 42633
- 5
- beds
- 4
- baths
- 6,323
- sqft
- Farm
- Property type
- 1979
- Year built
- 23.7 acres
- Lot size
- $260
- Price / sq ft
Listing Description
Welcome to 305 Beech Street, a truly special Tudor-inspired home tucked along year-round Elk Creek in the heart of Monticello. Located within the city limits, this 23 +/- acre unique property offers the convenience of town with the peaceful feel of country living. Lovingly designed and enjoyed for generations, it is a place filled with beauty, character, and history. A winding asphalt driveway shaded by mature dogwood trees and lined with carefully trimmed evergreens welcomes you home. Inspired by the owners' travels through Europe, the grounds feature expansive lawns, mature shade trees, and a beautiful formal French garden with brick-lined beds, statuary, boxwoods, flowering arches of Sweet Autumn Clematis, a vegetable garden, and an automated irrigation system. In the spring, hundreds of daffodils bloom throughout the property, while the shady creekside setting provides the perfect place for picnics, cookouts, and simply enjoying nature. Built of native mountain stone, stucco, and custom milled fir trim, the home reflects exceptional craftsmanship and timeless style. A two-level screened gazebo porch with sliding glass windows creates a wonderful space to enjoy in every season. Inside, soaring beamed ceilings, hand-painted details, custom stained glass, beautiful millwork, and Italian porcelain flooring create a warm and inviting atmosphere. The spacious great room is centered around a striking custom stone fireplace with a heatilator system and flows easily into the dining room overlooking Elk Creek. The kitchen is both beautiful and functional, featuring custom cabinetry, quartz countertops, a center island, walk-in pantry, GE Monogram dual-fuel six-burner range with double ovens, KitchenAid appliances, and a cozy bay window breakfast area with views of the creek. The main-level primary suite offers an 11-foot beamed ceiling, stone fireplace with gas logs, sitting area, private deck, large walk-in closet, and a luxurious bath with heated floors, double shower, and clawfoot soaking tub. A guest bedroom and bath are also conveniently located on the main level. Upstairs is an additional private suite with custom built-ins, dormer windows, abundant storage, and its own bath. The walk-out basement provides generous additional living space with a fireplace, recreation areas, two more bedrooms, including one with an en suite bath, and plenty of storage. Additional features include three separate HVAC systems, an automatic generator, oversized garage, city water and sewer, and a new roof installed in May 2026. Rich in local history and surrounded by natural beauty, 305 Beech Street is more than just a house. It is a place where memories have been made for generations and where the next owners will have the opportunity to enjoy a truly remarkable setting along Elk Creek. Convenient location near Lake Cumberland in South Central Kentucky!
Listed by Bluegrass Sotheby's International Realty · frontdesk@bgsir.com
MLS #26016949 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Farm
- Year built
- Built in 1979
- Lot size
- 23.7-acre lot
- Price / sq ft
- $260 / sq ft
Interior
- 5 bedrooms
- 4 bathrooms
- Three Or More
- Carpet, Hardwood, Tile
Property
- Farm
- 6,323 sq ft
- 23.7-acre lot
- Wooded
Construction
- Built in 1979
- Heating: Electric
- Cooling: Attic Fan, Electric, Heat Pump
Show all home details
Interior
- Flooring
- Carpet, Hardwood, Tile
- Levels
- Three Or More
Exterior & parking
- Lot features
- Wooded
Utilities & comfort
- Heating
- Electric
- Cooling
- Attic Fan, Electric, Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Not reported
Property & Price History
| Date | Event | Price |
|---|---|---|
| Jul 9, 2026 | Listed for sale | $1,645,000 |
Some past-sale photos and seller documents need a free account to view.
Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$10,483/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $8,536
- Taxes
- $1,467
- Other costs
- $480
- $1,645,000
- Home price
- 20% · $329,000
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $8,536
- Estimated property taxes
- $1,467
- Home insurance
- $480
- HOA
- Not provided
- Utilities
- Not included
Estimate only. Utilities not included. HOA not provided.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary. HOA is not included because its monthly amount is unavailable.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $8,536
- Estimated property taxes
- $1,467
- Home insurance
- $480
- HOA
- Not provided
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary. HOA is not included because its monthly amount is unavailable.
Travel Times and Accessibility
Loading property map…
Loading destination search…
Compare up to 5 drives from this home. Not saved to your account.
- Walk Score
- —
Not available
- Bike Score
- —
Not available
Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Monticello
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Wayne Co
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Wayne Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
A dedicated School Wizard page is coming soon.
Similar Homes
Loading similar homes…
Listings provided by Imagine MLS · Information Deemed Reliable but Not Guaranteed.
Homes for Sale Near 305 Beech Street
Browse homes by nearby city, ZIP code, or subdivision.
Shelby & Drake JohnsonFive Pillars Team · eXp Realty