$474,900
305 W Main Street, Mt Sterling, KY 40353
- 5
- beds
- 3.5
- baths
- 4,586
- sqft
- Single Family Residence
- Property type
- 1915
- Year built
- 0.6 acres
- Lot size
- $104
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Entrance Foyer
- Eat-in Kitchen
- Ceiling Fan(s)
- Soaking Tub
Stately, spacious, and filled with timeless character, this circa 1915 Colonial brick home is a true downtown Mt. Sterling treasure! Offering an impressive 5 bedrooms, 3 full baths and 1 half bath, this historic home provides an abundance of space both inside and out, all while being filled with beautiful natural light. From the moment you step into the grand and inviting entry foyer—the kind foyers dreams are made of—you'll immediately appreciate the craftsmanship and charm found throughout. The home features a spacious living room, den/study or home office, formal dining room, kitchen with breakfast nook and beautiful cabinetry and counter tops, mudroom, and two laundry areas. Original character shines through with beautiful hardwood flooring, crown molding, intricate door frames and trim work, built-ins, and several fireplaces that add warmth and personality throughout the home. The finished third level offers even more incredible living space with a huge recreation/family room plus an additional bonus room with skylights. This versatile space could even serve as another primary suite with its attached bathroom featuring a relaxing soaking tub. Outside, the home is situated on a generous .60-acre lot right in downtown Mt. Sterling and features a picture-perfect front porch worthy of the cover of a home and garden magazine, a rear patio perfect for entertaining, and a detached garage with additional storage space in the rear. The unfinished basement provides even more room for storage. Recent improvements include a new architectural shingle roof installed in August 2026, along with new guttering and downspouts. As a Mt. Sterling Historic Registered Home, this property offers the history, craftsmanship, space, and character that simply cannot be recreated today. If you've always dreamed of owning a LARGE historic home in the heart of downtown Mt. Sterling, this may be the one you've been waiting for. This remarkable property truly must be seen in person to fully appreciate everything it has to offer!
Listed by HomeLand Real Estate Inc - Mt Sterling · shannon@kyhomeland.com
MLS #26026409 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1915
- Lot size
- 0.6-acre lot
- Garage spaces
- 1-car garage
- Price / sq ft
- $104 / sq ft
- HOA
- $0/mo HOA
Interior
- 5 bedrooms
- 3.5 bathrooms
- Three Or More
- Fireplaces: 5
- Hardwood, Laminate, Tile, Vinyl
Property
- Single Family Residence
- 4,586 sq ft
- 0.6-acre lot
- 1-car garage
- Landscaped, Many Trees
Construction
- Built in 1915
- Shingle
- Heating: Forced Air, Natural Gas
- Cooling: Electric
Show all home details
Interior
- Interior features
- Entrance Foyer, Eat-in Kitchen, Ceiling Fan(s), Soaking Tub
- Appliances
- Dishwasher, Microwave, Refrigerator, Range
- Flooring
- Hardwood, Laminate, Tile, Vinyl
- Basement
- Interior Entry, Unfinished
- Levels
- Three Or More
Exterior & parking
- Roof
- Shingle
- Lot features
- Landscaped, Many Trees
- Parking features
- Detached Garage, Driveway, Off Street, Garage Faces Front
- Architectural style
- Colonial
Utilities & comfort
- Heating
- Forced Air, Natural Gas
- Cooling
- Electric
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Detached Garage, Driveway, Off Street, Garage Faces Front
Property & Price History
| Date | Event | Price |
|---|---|---|
| Sep 24, 2026 | Listed for sale | $474,900 |
| Jun 10, 2016 | Sold |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$3,026/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $2,464
- Taxes
- $423
- Other costs
- $139
- $474,900
- Home price
- 20% · $94,980
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $2,464
- Estimated property taxes
- $423
- Home insurance
- $139
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $2,464
- Estimated property taxes
- $423
- Home insurance
- $139
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
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Assigned Schools
Mapleton
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
McNabb
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Montgomery Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty