$295,000
3128 Kentucky 3277, Nancy, KY 42544
- 2
- beds
- 3
- baths
- 1,644
- sqft
- Single Family Residence
- Property type
- 2017
- Year built
- 0.94 acres
- Lot size
- $179
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Breakfast Bar
- Primary First Floor
- Ceiling Fan(s)
Lake lovers, this is the property you've been waiting for! This spacious 1.5-story home features 2 bedrooms, a loft for additional sleeping quarters, and 3 full bathrooms, offering plenty of room for family and guests. The primary bedroom and laundry are conveniently located on the main level for easy everyday living. The unfinished full basement includes a garage and full bath, providing endless possibilities for storage, workshop space, recreation, or future expansion. Step outside to the large covered back porch and take in the peaceful views while enjoying your morning coffee or evening relaxation. Bring your boat, ATVs, and all your lake toys—there's plenty of parking and room to spread out. Located just around the corner from Dudley Hill Boat Ramp and only 4 miles from Wolf Creek Marina, this property is perfectly positioned for enjoying everything Lake Cumberland has to offer. Conveniently located to Somerset, shopping, dining, and other amenities, this home combines lake-life convenience with everyday comfort. Whether you're looking for a full-time residence, weekend retreat, or vacation getaway, this property is a true Lake Cumberland dream.
Listed by CENTURY 21 Advantage Realty · srobinson@century21advantage.com
MLS #26020642 · Listing provided by
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 2017
- Lot size
- 0.94-acre lot
- Garage spaces
- 1-car garage
- Price / sq ft
- $179 / sq ft
- HOA
- $0/mo HOA
Interior
- 2 bedrooms
- 3 bathrooms
- One and One Half
- Vinyl
Property
- Single Family Residence
- 1,644 sq ft
- 0.94-acre lot
- 1-car garage
Construction
- Built in 2017
- Shingle
- Heating: Electric
- Cooling: Electric
Show all home details
Interior
- Interior features
- Breakfast Bar, Primary First Floor, Ceiling Fan(s)
- Appliances
- Dishwasher, Refrigerator, Range
- Flooring
- Vinyl
- Basement
- Full, Unfinished, Walk-Out Access
- Levels
- One and One Half
Exterior & parking
- Roof
- Shingle
- Parking features
- Basement, Driveway, Garage Faces Rear
Utilities & comfort
- Heating
- Electric
- Cooling
- Electric
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Basement, Driveway, Garage Faces Rear
Property & Price History
| Date | Event | Price |
|---|---|---|
| Aug 1, 2026 | Listed for sale | $295,000 |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$1,880/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $1,531
- Taxes
- $263
- Other costs
- $86
- $295,000
- Home price
- 20% · $59,000
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $1,531
- Estimated property taxes
- $263
- Home insurance
- $86
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $1,531
- Estimated property taxes
- $263
- Home insurance
- $86
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Nancy
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Southern
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Southwestern
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty