$525,000
317 Circle Point Drive, Richmond, KY 40475
- 4
- beds
- 3
- baths
- 2,754
- sqft
- Single Family Residence
- Property type
- 2026
- Year built
- 0.28 acres
- Lot size
- $191
- Price / sq ft
- $25/mo
- HOA
Listing Description
- Breakfast Bar
- Primary First Floor
- Walk-In Closet(s)
- Ceiling Fan(s)
LOT 54 - Thoughtfully designed for comfortable everyday living with an impressive amount of flexible space, this spacious home offers a desirable main-level primary suite, open-concept gathering areas, and a finished lower level that dramatically expands the possibilities. The main floor welcomes you with a covered 11'4" x 6'0" front porch and an inviting entry that opens into generous living and dining spaces. The impressive 17'0" x 17'0" Great Room features a sloped ceiling rising to approximately 10 feet and flows seamlessly into the kitchen, creating an open layout that is ideal for entertaining. The 9'6" x 17'0" kitchen offers a large center island with seating and plenty of workspace while keeping the cook connected to the main living area. Just off the kitchen and Great Room, doors lead to the 12'0" x 10'0" rear deck, providing an easy extension of the entertaining space outdoors. A separate 17'0" x 12'4" dining room gives you room for a substantial table and makes this floor plan especially appealing for anyone who loves to host holidays, dinner parties, or larger family gatherings. The primary suite is privately positioned on the opposite side of the home and features a spacious 14'0" x 16'8" bedroom with a 10-foot tray ceiling. The adjoining primary bath measures approximately 6'4" x 12'6" and is designed with dual vanities, a tiled walk in shower with glass door and fiber glass pan, private water closet, and direct access to an oversized 13'1" x 4'6" walk-in closet. Even better, the laundry room is conveniently located just outside the primary suite, making everyday routines considerably easier. A second main-level bedroom measures approximately 12'0" x 12'6" and includes its own walk-in closet, making it an excellent guest room, nursery, home office, or bedroom for someone who prefers to avoid stairs. An additional hall bath completes the main level. The finished lower level adds an entirely new dimension to the home. At its center is a large 14'8" x 23'6" recreation room, providing plenty of room for a second family room, media space, game tables, or entertaining area. Exterior access directly from this level also makes it especially functional for gatherings and outdoor living. Two additional bedrooms provide excellent separation from the main-floor sleeping areas. Bedroom #3 measures approximately 10'8" x 14'4" and is located beside a generous 6'10" x 4'4" walk-in closet, while Bedroom #4 measures approximately 12'7" x 12'0". A full bath measuring approximately 5'0" x 8'1" serves the lower level. The basement also includes a dedicated 10'8" x 10'1" office, giving you a true work-from-home space without sacrificing a bedroom. A separate 5'9" x 12'0" storage room, mechanical area, and additional closets provide valuable storage that is often missing from finished basement designs. One of the standout features of the lower level is the additional 20'0" x 20'8" garage, which connects to a dedicated workshop area. Whether you need space for additional vehicles, lawn equipment, hobbies, woodworking, a home gym, motorcycles, or simply exceptional storage, this area gives the home tremendous versatility. With four bedrooms, multiple living areas, a dedicated office, formal dining room, main-level primary suite, abundant storage, outdoor living spaces, and garage/workshop space on the lower level, this floor plan offers the kind of flexibility that can adapt beautifully through every stage of life. Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. HOA Fee $300/Year. Shiloh Cove offers quick access to I-75 via exits 97 AND 95. Phase 2 has a cluster mailbox, street lights as well as side walks!
Listed by Berkshire Hathaway HomeServices Foster Realtors · amanda@marcumsold.com
MLS #26023586 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 2026
- Lot size
- 0.28-acre lot
- Garage spaces
- 2-car garage
- Price / sq ft
- $191 / sq ft
- HOA
- $25/mo HOA
Interior
- 4 bedrooms
- 3 bathrooms
- One
- Fireplaces: 1
- Carpet, Ceramic Tile, Hardwood, Wood
Property
- Single Family Residence
- 2,754 sq ft
- 0.28-acre lot
- 2-car garage
- Landscaped
Construction
- Built in 2026
- Dimensional Style
- Heating: Heat Pump
- Cooling: Heat Pump
Show all home details
Interior
- Interior features
- Breakfast Bar, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s)
- Appliances
- Dishwasher, Microwave, Refrigerator, Range
- Flooring
- Carpet, Ceramic Tile, Hardwood, Wood
- Basement
- Bath/Stubbed, Concrete, Finished, Full, Walk-Out Access
- Levels
- One
Exterior & parking
- Roof
- Dimensional Style
- Lot features
- Landscaped
- Parking features
- Attached Garage, Basement, Driveway, Garage Door Opener, Off Street, Garage Faces Side
- Architectural style
- Craftsman, Ranch
Utilities & comfort
- Heating
- Heat Pump
- Cooling
- Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Attached Garage, Basement, Driveway, Garage Door Opener, Off Street, Garage Faces Side
Property & Price History
| Date | Event | Price |
|---|---|---|
| Sep 9, 2026 | Listed for sale | $525,000 |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$3,370/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $2,724
- Taxes
- $468
- Other costs
- $178
- $525,000
- Home price
- 20% · $105,000
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $2,724
- Estimated property taxes
- $468
- Home insurance
- $153
- HOA
- $25
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $2,724
- Estimated property taxes
- $468
- Home insurance
- $153
- HOA
- $25
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Bike Score
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Assigned Schools
Boonesborough
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Michael Caudill
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Madison Central
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty