$194,900
Price cut: $24K318 Pine Tree Circle, Nancy, KY 42544
- 2
- beds
- 1
- baths
- 624
- sqft
- Single Family Residence
- Property type
- 2013
- Year built
- 0.5 acres
- Lot size
- $312
- Price / sq ft
- $0/mo
- HOA
Listing Description
Cabin + Garage + Hot Tub + Privacy + Furnished! Just minutes from the lake and a nearby boat ramp, this turnkey log-sided cabin at 318 Pine Tree Circle offers the perfect blend of recreation, rental potential, and relaxing lake life. Built in 2013, this fully furnished 2-bedroom, 1-bath home is currently operating as a successful short-term rental and sits beside Army Corps of Engineers land for added privacy and a peaceful natural setting. Inside, you'll love the rustic charm paired with modern updates including new kitchen appliances, new flooring, a brand-new mini split HVAC system, and a brand-new hot tub. The open-concept layout creates a cozy cabin feel, while the outdoor fire pit area is perfect for evenings under the stars. The home comfortably sleeps up to 8 guests with a main-level bedroom featuring a Queen bed, a sleeper sofa in the living room, and an upstairs loft with a Full bed plus two Twin beds. One of the standout features is the impressive 30x40 detached garage—currently used as a recreation/game room and ideal for storing boats, side-by-sides, kayaks, and all your lake toys. At the back of the garage, a 12x30 bonus room with a separate entrance offers incredible potential to finish as an additional bedroom, bunk room, office, or private guest space. A 12x8 storage building with shelving provides even more room for gear and supplies. Whether you're looking for a proven income-producing property, weekend getaway, or full-time lake retreat, this property delivers the perfect mix of comfort, privacy, and adventure near Lake Cumberland.
Listed by Weichert Realtors Ford Brothers, Inc. · matt@fordbrothersinc.com
MLS #26009501 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 2013
- Lot size
- 0.5-acre lot
- Garage spaces
- 2-car garage
- Price / sq ft
- $312 / sq ft
- HOA
- $0/mo HOA
Interior
- 2 bedrooms
- 1 bathrooms
- Vinyl, Wood
Property
- Single Family Residence
- 624 sq ft
- 0.5-acre lot
- 2-car garage
- Many Trees
Construction
- Built in 2013
- Metal
- Heating: Electric, Forced Air, Propane Tank Leased
- Cooling: Window Unit(s)
Show all home details
Interior
- Appliances
- Dishwasher, Refrigerator, Washer, Range
- Flooring
- Vinyl, Wood
Exterior & parking
- Roof
- Metal
- Lot features
- Many Trees
- Parking features
- Detached Garage
Utilities & comfort
- Heating
- Electric, Forced Air, Propane Tank Leased
- Cooling
- Window Unit(s)
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Detached Garage
Property & Price History
| Date | Event | Price |
|---|---|---|
| Apr 30, 2026 | Listed for sale | $219,000 |
| Jun 4, 2021 | Sold |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$1,242/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $1,011
- Taxes
- $174
- Other costs
- $57
- $194,900
- Home price
- 20% · $38,980
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $1,011
- Estimated property taxes
- $174
- Home insurance
- $57
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $1,011
- Estimated property taxes
- $174
- Home insurance
- $57
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
- —
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Nancy
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Wayne Co
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Wayne Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty