$618,888
Price cut: $21K32 Mercato Drive, Somerset, KY 42503
- 4
- beds
- 3.5
- baths
- 3,900
- sqft
- Single Family Residence
- Property type
- 2026
- Year built
- 0.67 acres
- Lot size
- $159
- Price / sq ft
- $0/mo
- HOA
Listing Description
**Stunning New Construction in the newly developed Mercato Subdivision!** This beautifully designed home offers the perfect combination of modern style, quality finishes and a fantastic location just minutes from a boat ramp and beautiful Lake Cumberland. Step inside to a spacious 4-5 Bedroom 3.5 Bath open floor plan filled with impressive details, including coffered ceilings, LVP flooring, wainscoting and gorgeous modern fixtures throughout. The beautiful kitchen is the heart of the home, featuring stylish cabinetry, quartz countertops, a large center island and plenty of space for entertaining. The thoughtfully designed split-bedroom floor plan offers both privacy and functionality, while the spacious living areas provide an inviting place to relax or gather with family and friends. Outside, you'll love the beautiful, covered back porch, perfect for enjoying quiet mornings or evenings outdoors. Located in one of the area's newest developments and super convenient to the lake and boat ramp, this gorgeous new home offers style, comfort and location all in one. Beautifully finished, move-in ready and an absolute must-see!
Listed by Keller Williams Bluegrass Realty - Lake Cumberland · mdowning@kw.com
MLS #26024750 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 2026
- Lot size
- 0.67-acre lot
- Garage spaces
- 2-car garage
- Price / sq ft
- $159 / sq ft
- HOA
- $0/mo HOA
Interior
- 4 bedrooms
- 3.5 bathrooms
- Fireplaces: 1
- Luxury Vinyl
Property
- Single Family Residence
- 3,900 sq ft
- 0.67-acre lot
- 2-car garage
Construction
- Built in 2026
- Heating: Heat Pump
- Cooling: Central Air
Show all home details
Interior
- Flooring
- Luxury Vinyl
- Basement
- Finished, Full
Utilities & comfort
- Heating
- Heat Pump
- Cooling
- Central Air
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- 2-car garage
Property & Price History
| Date | Event | Price |
|---|---|---|
| Sep 9, 2026 | Listed for sale | $639,900 |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$3,944/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $3,211
- Taxes
- $552
- Other costs
- $181
- $618,888
- Home price
- 20% · $123,778
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $3,211
- Estimated property taxes
- $552
- Home insurance
- $181
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $3,211
- Estimated property taxes
- $552
- Home insurance
- $181
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
- —
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Oakhill
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Southern
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Southwestern
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty