$110,000
Price cut: $19K3205 Richmond Street, Mt Vernon, KY 40456
- 3
- beds
- 2
- baths
- 1,036
- sqft
- Single Family Residence
- Property type
- 1950
- Year built
- 1.36 acres
- Lot size
- $106
- Price / sq ft
- $0/mo
- HOA
Listing Description
Investor Special! Charming country farmhouse located within the Mt. Vernon city limits with Highway 25 road frontage! Conveniently located near I-75, Renfro Valley, downtown Mt. Vernon, and Lake Linville. Location, Location, Location! Nestled among beautiful trees and set back from the road, this property offers a peaceful setting with a small stream flowing along the front of the property, creating a private and picturesque atmosphere. This home does need some TLC and has a recent home inspection completed on 6/5/26 available for review. The bathrooms have been gutted, giving the next owner a head start on renovations. In 2026, a licensed plumber replaced the water lines underneath the home and the waterlines to the shut-off valves in both bathrooms and kitchen. Inside, the main level features a spacious living room, dining room, kitchen, two bathrooms, and three bedrooms. Washer and dryer hookups are currently located in one of the bedrooms but could potentially be relocated if desired. The home's layout offers plenty of opportunities to customize and reimagine the space to fit your needs. Upstairs, you'll find two bonus rooms that could serve a variety of purposes, including additional bedrooms, a home office, hobby room, or storage space. Situated on 1.36 +/- acres, the property also includes a metal storage building and a small wood cabin. With Highway 25 frontage, a convenient location, and plenty of potential, this property could make an excellent investment property, rental, flip project, or personal residence. Whether you're looking for your next investment opportunity or a renovation project, this one is worth a look! Disclaimer: Seller is a licensed Georgia Realtor. Buyers are to satisfy themselves regarding all aspects of the property.
Listed by Key Players Real Estate · char@keyplayers.realestate
MLS #26014837 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1950
- Lot size
- 1.36-acre lot
- Price / sq ft
- $106 / sq ft
- HOA
- $0/mo HOA
Interior
- 3 bedrooms
- 2 bathrooms
- Two
- Hardwood, Other
Property
- Single Family Residence
- 1,036 sq ft
- 1.36-acre lot
- Few Trees
Construction
- Built in 1950
- Metal
- Heating: Electric, Heat Pump
- Cooling: Central Air
Show all home details
Interior
- Appliances
- Refrigerator, Range
- Flooring
- Hardwood, Other
- Basement
- Crawl Space
- Levels
- Two
Exterior & parking
- Roof
- Metal
- Lot features
- Few Trees
- Parking features
- Driveway
Utilities & comfort
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Driveway
Property & Price History
| Date | Event | Price |
|---|---|---|
| Jun 24, 2026 | Listed for sale | $129,000 |
Some past-sale photos and seller documents need a free account to view.
Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$701/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $571
- Taxes
- $98
- Other costs
- $32
- $110,000
- Home price
- 20% · $22,000
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $571
- Estimated property taxes
- $98
- Home insurance
- $32
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $571
- Estimated property taxes
- $98
- Home insurance
- $32
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
- —
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Roundstone
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Rockcastle Co
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Rockcastle
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty