$389,000
Price cut: $10K3780 River Front Road, Lovely, KY 41231
- 6
- beds
- 2.5
- baths
- 3,134
- sqft
- Single Family Residence
- Property type
- 2016
- Year built
- 11.75 acres
- Lot size
- $124
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Eat-in Kitchen
- Primary First Floor
- Walk-In Closet(s)
- Ceiling Fan(s)
Built in 2016 with over 3,100 square feet, this spacious two-story home offers an impressive amount of room inside and out on approximately 11 +/- acres. Hardwood flooring runs throughout the home, including all bedrooms and living areas, with tile flooring in the kitchen, utility room and bathrooms. The main level offers an open kitchen and living area with an incredible amount of space, along with a separate formal dining room, half bath, utility/laundry room and two bedrooms, including the primary suite. The kitchen features abundant cabinetry, stainless steel appliances, plenty of counter space and an island, with all kitchen appliances remaining. The open area between the kitchen and living room is large enough to comfortably accommodate an oversized dining table while still leaving plenty of room for a full living room setup. A separate formal dining room provides even more flexibility for dining, gatherings or another use. Just off the kitchen is the utility/laundry room with washer and dryer, water heater and an additional functioning stand-up shower. The washer and dryer will remain with the property. Off one side of the living room is the smaller of the two main-level bedrooms, which could also work well as a home office or guest room. On the opposite side is the oversized primary suite, offering plenty of room for king-size furniture, a sitting area and additional furnishings without feeling crowded. The primary includes a large walk-in closet with access from both sides and a spacious en suite bath featuring a double vanity and enclosed multi-jet shower system. A half bath is conveniently located near the front entry and staircase. Upstairs are four additional bedrooms and a full bathroom. The size of these rooms is something you really have to see in person, with several offering considerably more space than typically found in secondary bedrooms. Between the two main-level bedrooms and four additional bedrooms upstairs, the layout provides exceptional flexibility for multigenerational living, extended household arrangements, guests, home offices or simply having room to spread out. Outside, the home features a covered front porch, expansive decking, an above-ground pool and functioning hot tub, all of which remain with the property. The fenced yard provides plenty of usable space immediately around the home. A metal storage building offers room for lawn equipment, tools and additional storage, while a separate pool house provides dedicated space for pool equipment and supplies. The attached two-car garage offers substantial additional room for vehicles, storage or a workshop area, and an RV electrical hookup is located out back. The home is heated and cooled by two separate units serving the upper and lower levels. There is also a backup propane heat source. Built-in ADT security equipment will remain with the home and is connected with the smoke alarms and water sensors throughout the property. Beyond the homesite, the acreage rises into wooded, mountainous terrain primarily suited for hunting and recreation. Frequent deer activity has been reported throughout the property. Farther up the hillside is a very small flatter area that could potentially accommodate a hunting blind or a small primitive hunting cabin, but the surrounding acreage is otherwise steep and wooded. Near the main home is a former mobile-home site where the previous structure was removed and electric service remains in place, offering another area with potential for future use subject to buyer verification. What really sets this property apart is the amount of space and flexibility it offers in one place. With room for multigenerational living, guests, home offices, hobbies or simply spreading out, this is a home that can easily adapt to a wide variety of needs.
Listed by CENTURY 21 Advantage Realty · kwhite@century21advantage.com
MLS #26021943 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 2016
- Lot size
- 11.75-acre lot
- Garage spaces
- 2-car garage
- Price / sq ft
- $124 / sq ft
- HOA
- $0/mo HOA
Interior
- 6 bedrooms
- 2.5 bathrooms
- Two
- Hardwood, Tile
Property
- Single Family Residence
- 3,134 sq ft
- 11.75-acre lot
- 2-car garage
- Wooded, Many Trees
Construction
- Built in 2016
- Shingle
- Heating: Electric, Forced Air, Propane, Propane Tank Leased
- Cooling: Central Air, Electric
Show all home details
Interior
- Interior features
- Eat-in Kitchen, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
- Appliances
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range
- Flooring
- Hardwood, Tile
- Basement
- Crawl Space
- Levels
- Two
Exterior & parking
- Roof
- Shingle
- Lot features
- Wooded, Many Trees
- Parking features
- Attached Garage, Garage Faces Side
Utilities & comfort
- Heating
- Electric, Forced Air, Propane, Propane Tank Leased
- Cooling
- Central Air, Electric
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Attached Garage, Garage Faces Side
Property & Price History
| Date | Event | Price |
|---|---|---|
| Aug 13, 2026 | Listed for sale | $399,000 |
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Property Documents
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Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$2,478/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $2,018
- Taxes
- $347
- Other costs
- $113
- $389,000
- Home price
- 20% · $77,800
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $2,018
- Estimated property taxes
- $347
- Home insurance
- $113
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $2,018
- Estimated property taxes
- $347
- Home insurance
- $113
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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Assigned Schools
Inez
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Martin County
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Martin County
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty