$397,000
40 N Ridge Road, Lancaster, KY 40444
- 3
- beds
- 2
- baths
- 1,802
- sqft
- Single Family Residence
- Property type
- 2022
- Year built
- 1.66 acres
- Lot size
- $220
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Ceiling Fan(s)
Custom built, this thoughtfully designed 3-bedroom, 2-bath home showcases quality craftsmanship and innovation--just minutes from the lake! No detail has been overlooked: Kitchen cabinets feature double-tier drawers, a lighted lazy Susan, and upgraded storage solutions, and an induction stove with an air-fryer oven are among some of the appliance upgrades. Quartz countertops, marble tile backsplashes are the perfect finish to the kitchen. The kitchen and primary bathroom both feature premium lifetime warranty cabinetry. Smart home features include a central data hub which powers smart lighting, pre wired for motorized blinds (buyer to install), Cat 6 wiring, and conduit installed throughout the home for future flexibility. Additional upgrades include solid core doors, steel framed walls, and more. Covered porches at the front and rear of home provide outside living space to relax, grill out, and enjoy country living. This all electric home is efficient, with 12 inch steel walls that are fully insulated. The impressive 1500sft shop is a standout feature with 16ft high walls, offering two oversized 14' x 14' doors with screens on either end, heated & cooled, along with a half bath. The shop has 6 inch reinforced concrete floor with epoxy coating. With approximately 24,000 cubic feet of space and the ability to add a second story, it's ideal for business use, storage, or future expansion. Both the home and shop are solid steel structures, built for durability and efficiency. Power is no issue here, with 400 amp service to the home and an additional 400 amp service to the shop--perfect for equipment, business operations, or hobbyists. RV pad next to shop gives you room to store all your recreation vehicles. Both buildings are situated on one lot, but two additional lots are available if you'd like more land. Schedule your personal tour today!
Listed by The Brokerage · ben@thebrokerageky.com
MLS #26027237 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 2022
- Lot size
- 1.66-acre lot
- Garage spaces
- 4-car garage
- Price / sq ft
- $220 / sq ft
- HOA
- $0/mo HOA
Interior
- 3 bedrooms
- 2 bathrooms
- One and One Half
- Carpet, Luxury Vinyl
Property
- Single Family Residence
- 1,802 sq ft
- 1.66-acre lot
- 4-car garage
Construction
- Built in 2022
- Metal
- Heating: Heat Pump
- Cooling: Heat Pump
Show all home details
Interior
- Interior features
- Ceiling Fan(s)
- Appliances
- Dryer, Dishwasher, Refrigerator, Washer, Range
- Flooring
- Carpet, Luxury Vinyl
- Levels
- One and One Half
Exterior & parking
- Roof
- Metal
- Parking features
- Detached Garage, Driveway
- Architectural style
- Barndominium
Utilities & comfort
- Heating
- Heat Pump
- Cooling
- Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Detached Garage, Driveway
Property & Price History
| Date | Event | Price |
|---|---|---|
| Oct 2, 2026 | Listed for sale | $397,000 |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$2,530/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $2,060
- Taxes
- $354
- Other costs
- $116
- $397,000
- Home price
- 20% · $79,400
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $2,060
- Estimated property taxes
- $354
- Home insurance
- $116
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $2,060
- Estimated property taxes
- $354
- Home insurance
- $116
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
- —
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Camp Dick
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Garrard Co
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Garrard Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty