$558,900
414 Lake Forest Drive, Somerset, KY 42503
- 5
- beds
- 3.5
- baths
- 4,676
- sqft
- Single Family Residence
- Property type
- 1998
- Year built
- 1.52 acres
- Lot size
- $120
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Breakfast Bar
- Eat-in Kitchen
- Primary First Floor
- Walk-In Closet(s)
Stunning Colonial Lake Retreat Near Lake Cumberland Built in 1998 and situated on 1.5 beautifully maintained acres, this spacious 4,634-square-foot Colonial-style home offers the perfect combination of comfort, recreation, and lake living. Featuring 5 bedrooms and 4 bathrooms, this property is ideal as a full-time residence, vacation home, or investment opportunity. Enjoy seasonal views of Lake Cumberland from the expansive decking, designed for entertaining and relaxing while taking in the scenery. The home's thoughtful layout includes two fireplaces, a finished walkout basement with direct access to the pool area, multiple walk-in closets, and a luxurious jacuzzi for year-round enjoyment. Outdoor amenities abound, including an above-ground swimming pool, a covered wraparound front porch, a storage shed, and an impressive 4-car garage. Boating enthusiasts will appreciate being just 30 seconds from a Lake Cumberland boat ramp, providing quick and convenient access to one of Kentucky's premier recreational lakes. Property Highlights: * Colonial-style home built in 1998 * 4,634 sq. ft. of living space * 5 bedrooms, 4 bathrooms * 1.5-acre lot * Seasonal Lake Cumberland views * Approximately 30 seconds from boat ramp access * Finished walkout basement with pool access * Above-ground swimming pool * Jacuzzi * Two fireplaces * Extensive lake-view decking * Covered wraparound front porch * Multiple walk-in closets * 4-car garage * Storage shed This exceptional property offers the space, amenities, and location to enjoy the very best of Lake Cumberland living. Whether you're entertaining guests, spending weekends on the water, or simply enjoying the peaceful surroundings, this home is ready to create lasting memories.
Listed by CENTURY 21 Advantage Realty · srobinson@century21advantage.com
MLS #26012338 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1998
- Lot size
- 1.52-acre lot
- Garage spaces
- 4-car garage
- Price / sq ft
- $120 / sq ft
- HOA
- $0/mo HOA
Interior
- 5 bedrooms
- 3.5 bathrooms
- Two
- Fireplaces: 2
- Carpet, Hardwood
Property
- Single Family Residence
- 4,676 sq ft
- 1.52-acre lot
- 4-car garage
- Landscaped, Many Trees
Construction
- Built in 1998
- Dimensional Style
- Heating: Heat Pump
- Cooling: Heat Pump
Show all home details
Interior
- Interior features
- Breakfast Bar, Eat-in Kitchen, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
- Appliances
- Dryer, Disposal, Dishwasher, Microwave, Refrigerator, Washer, Cooktop, Oven, Self Cleaning Oven, Vented Exhaust Fan
- Flooring
- Carpet, Hardwood
- Basement
- Finished, Interior Entry, Walk-Out Access, Walk-Up Access
- Levels
- Two
Exterior & parking
- Roof
- Dimensional Style
- Lot features
- Landscaped, Many Trees
- Parking features
- Attached Garage, Basement, Detached Garage, Driveway, Garage Door Opener, Off Street, Garage Faces Front, Garage Faces Side
- Architectural style
- Colonial
Utilities & comfort
- Heating
- Heat Pump
- Cooling
- Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Attached Garage, Basement, Detached Garage, Driveway, Garage Door Opener, Off Street, Garage Faces Front, Garage Faces Side
Property & Price History
| Date | Event | Price |
|---|---|---|
| Jun 12, 2026 | Listed for sale | $558,900 |
| Jan 29, 2021 | Sold |
Some past-sale photos and seller documents need a free account to view.
Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$3,561/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $2,900
- Taxes
- $498
- Other costs
- $163
- $558,900
- Home price
- 20% · $111,780
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $2,900
- Estimated property taxes
- $498
- Home insurance
- $163
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $2,900
- Estimated property taxes
- $498
- Home insurance
- $163
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Oakhill
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Southern
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Southwestern
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty