$199,000
414 Monticello Street, Somerset, KY 42501
- 3
- beds
- 1.5
- baths
- 1,344
- sqft
- Single Family Residence
- Property type
- 1970
- Year built
- 0.25 acres
- Lot size
- $148
- Price / sq ft
- $0/mo
- HOA
Listing Description
Location, location, location! Looking for a home that puts you close to just about everything? This 3-bedroom, 1.5-bath home is right in town and just minutes from schools, shopping, restaurants, and all the conveniences of Somerset. Whether you're a first-time homebuyer looking for an affordable place to call your own or an investor looking for a solid rental opportunity, this one is worth a look! Located in the Somerset Independent School District and sitting in a convenient in-town location, it offers the kind of accessibility that's hard to beat. If you are looking for convenient, affordable, and in the right location. And this one checks all three boxes.
Listed by Lake Cumberland Real Estate Professionals · LCRealEstatePros@gmail.com
MLS #26026200 · Listing provided by
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1970
- Lot size
- 0.25-acre lot
- Price / sq ft
- $148 / sq ft
- HOA
- $0/mo HOA
Interior
- 3 bedrooms
- 1.5 bathrooms
- One
- Luxury Vinyl
Property
- Single Family Residence
- 1,344 sq ft
- 0.25-acre lot
Construction
- Built in 1970
- Metal
- Heating: Heat Pump
- Cooling: Central Air
Show all home details
Interior
- Appliances
- Refrigerator, Oven
- Flooring
- Luxury Vinyl
- Levels
- One
Exterior & parking
- Roof
- Metal
- Parking features
- Driveway
Utilities & comfort
- Heating
- Heat Pump
- Cooling
- Central Air
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Driveway
Property & Price History
| Date | Event | Price |
|---|---|---|
| Sep 22, 2026 | Listed for sale | $199,000 |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$1,268/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $1,033
- Taxes
- $177
- Other costs
- $58
- $199,000
- Home price
- 20% · $39,800
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $1,033
- Estimated property taxes
- $177
- Home insurance
- $58
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $1,033
- Estimated property taxes
- $177
- Home insurance
- $58
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
- —
Not available
Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Somerset
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Meece
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Somerset
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
A dedicated School Wizard page is coming soon.
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Listings provided by Imagine MLS · Information Deemed Reliable but Not Guaranteed.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty