$675,000
428 W Main Street, Georgetown, KY 40324
- 4
- beds
- 3
- baths
- 3,359
- sqft
- Single Family Residence
- Property type
- 1904
- Year built
- 0.25 acres
- Lot size
- $201
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Eat-in Kitchen
- Other
- Walk-In Closet(s)
A Legacy of Elegance. A Celebration of Craftsmanship. An Extraordinary Way of Life. Some homes are built to impress. Others are built to endure. Dating to circa 1895, this extraordinary all-brick residence along Georgetown's historic West Main Street offers something increasingly rare: the architectural soul of a bygone era, beautifully preserved and thoughtfully reimagined for modern luxury living. Gracefully situated on a prominent corner lot, this distinguished home reveals a remarkable appreciation for craftsmanship at every turn. Original quarter-sawn oak hardwood floors, elegant architectural millwork, and beautifully detailed transoms connecting the formal living and dining rooms celebrate an era when artistry was integral to architecture. Even the European-inspired crown chimney caps evoke centuries-old design traditions. At the heart of the residence awaits a kitchen that transcends the ordinary. Custom cherry cabinetry, handcrafted by an artisan from historic Shaker Village and preserved in its natural, unstained beauty, is complemented by exquisite marble countertops, a farmhouse sink, and a striking decorative tin ceiling produced by the same company responsible for the celebrated tin ceilings at Churchill Downs. A stunning marble tile inlay accents the original hardwood flooring, while an exceptional culinary suite featuring eight gas burners, two gas ovens, and a separate electric wall oven provides professional-caliber versatility for the passionate home chef and entertainer. The home's thoughtfully designed main level blends formal elegance with everyday comfort. Gracious living and dining rooms provide beautiful settings for entertaining, while a spacious, climate-controlled sunroom invites year-round enjoyment. A private main-level suite offers wonderful flexibility for guests or multigenerational living, complemented by beautifully appointed bathrooms, including a preserved cast-iron clawfoot soaking tub and a custom tiled shower. A thoughtfully designed drop zone provides a convenient transition from the outdoor living spaces. Upstairs, three spacious bedrooms offer peaceful retreats, including one transformed into an extraordinary boutique-inspired dressing room. A beautifully finished bathroom with travertine tile and a walk-in shower, along with conveniently located second-floor laundry, brings modern practicality to this historic residence. The finished third floor introduces additional versatility, with dedicated spaces currently enjoyed as a private fitness studio and home office. For the collector and connoisseur, the lower level holds another exceptional surprise: a custom wine cellar accommodating approximately 1,000 bottles, creating an intimate destination for a treasured collection. Beyond the home's elegant interiors lies a private outdoor sanctuary designed to rival a boutique resort. A stunning fiberglass saltwater pool, complete with tanning ledge and surrounded by beautiful travertine pavers, anchors an extraordinary setting for relaxation and entertaining. An outdoor kitchen, tranquil koi pond, heated greenhouse, flourishing chef's garden, and inviting gathering area with a gas fireplace create an enchanting environment where afternoons effortlessly become memorable evenings. Thoughtful infrastructure improvements, including replacement of the original clay sewer lines, further reflect the care invested in preserving and enhancing this remarkable property. And just beyond your doorstep, historic downtown Georgetown beckons with charming restaurants, local boutiques, inviting cafés, and neighborhood favorites, all contributing to an exceptional walkable lifestyle. This is not simply a beautifully restored historic home. It is a residence of character, provenance, and uncommon distinction where nearly 130 years of history meet the art of living exceptionally well. An extraordinary opportunity to become the next steward of one of Georgetown's truly special homes.
Listed by Keller Williams Bluegrass Realty · mdowning@kw.com
MLS #26028011 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1904
- Lot size
- 0.25-acre lot
- Garage spaces
- 1-car garage
- Price / sq ft
- $201 / sq ft
- HOA
- $0/mo HOA
Interior
- 4 bedrooms
- 3 bathrooms
- Three Or More
- Fireplaces: 3
- Carpet, Ceramic Tile, Hardwood, Marble, Tile
Property
- Single Family Residence
- 3,359 sq ft
- 0.25-acre lot
- 1-car garage
- Landscaped, Secluded, Few Trees
Construction
- Built in 1904
- Dimensional Style
- Heating: Natural Gas, Zoned
- Cooling: Gas, Zoned
Show all home details
Interior
- Interior features
- Eat-in Kitchen, Other, Walk-In Closet(s)
- Appliances
- Double Oven, Dishwasher, Gas Range, Microwave, Other, Refrigerator, Oven, Range, Vented Exhaust Fan
- Flooring
- Carpet, Ceramic Tile, Hardwood, Marble, Tile
- Basement
- Partially Finished, Unfinished
- Levels
- Three Or More
Exterior & parking
- Roof
- Dimensional Style
- Lot features
- Landscaped, Secluded, Few Trees
- Parking features
- Basement
Utilities & comfort
- Heating
- Natural Gas, Zoned
- Cooling
- Gas, Zoned
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Basement
Property & Price History
| Date | Event | Price |
|---|---|---|
| Oct 9, 2026 | Listed for sale | $675,000 |
| Aug 26, 1999 | Sold |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$4,301/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $3,502
- Taxes
- $602
- Other costs
- $197
- $675,000
- Home price
- 20% · $135,000
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $3,502
- Estimated property taxes
- $602
- Home insurance
- $197
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $3,502
- Estimated property taxes
- $602
- Home insurance
- $197
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Bike Score
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Assigned Schools
Garth
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Georgetown
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Great Crossing
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty