$280,000
Price cut: $55K439 Eagles Bluff Road, Monticello, KY 42633
- 3
- beds
- 1.5
- baths
- 1,568
- sqft
- Single Family Residence
- Property type
- 1993
- Year built
- 6.65 acres
- Lot size
- $179
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Breakfast Bar
- Eat-in Kitchen
- Primary First Floor
- Ceiling Fan(s)
LAKE CUMBERLAND OPPORTUNITY WITH WATERFRONT PROPERTY LINE! Whether you're looking for a peaceful weekend retreat vacation home, an investment property for short term rentals, or your next renovation project, this 3-bedroom, 1.5-bath home on 6.65± acres offers incredible potential. While the home is ready for cosmetic updates, its spacious layout and unbeatable location make it an excellent candidate for a place to get away or profitable lake rental. Surrounded by mature timber (that could be sold) and abundant wildlife, you'll enjoy frequent sightings of deer, turkey, and even eagles that give Eagles Bluff Road its name. The property line extends to the water behind the home, providing the feel of waterfront living, and the neighborhood boat ramp on Otter Creek offers convenient access to beautiful Lake Cumberland for boating, fishing, swimming, and kayaking. Only a couple of miles to Sid Bell Falls. Inside, you'll find an open-concept living and kitchen area with an eat-in island, a large sunroom, a spacious deck perfect for entertaining, and a covered front porch where you can relax and enjoy the peaceful surroundings. There's also a two-car garage and plenty of storage space. And with so much acreage there is still potential for so much more - boat storage, detached garage, or even a second home! With its combination of acreage, privacy, water access, and investment potential, this property is a rare opportunity to create your own Lake Cumberland escape. Schedule your private showing today!
Listed by CENTURY 21 Advantage Realty · srobinson@century21advantage.com
MLS #26009923 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1993
- Lot size
- 6.65-acre lot
- Garage spaces
- 2-car garage
- Price / sq ft
- $179 / sq ft
- HOA
- $0/mo HOA
Interior
- 3 bedrooms
- 1.5 bathrooms
- One and One Half
- Fireplaces: 1
- Laminate
Property
- Single Family Residence
- 1,568 sq ft
- 6.65-acre lot
- 2-car garage
- Landscaped, Secluded, Wooded, Many Trees
Construction
- Built in 1993
- Metal
- Heating: Heat Pump, Propane, Propane Tank Leased
- Cooling: Central Air, Heat Pump
Show all home details
Interior
- Interior features
- Breakfast Bar, Eat-in Kitchen, Primary First Floor, Ceiling Fan(s), Soaking Tub
- Appliances
- Dishwasher, Refrigerator, Range
- Flooring
- Laminate
- Basement
- Crawl Space
- Levels
- One and One Half
Exterior & parking
- Roof
- Metal
- Lot features
- Landscaped, Secluded, Wooded, Many Trees
- Parking features
- Attached Garage, Driveway, Garage Door Opener, Garage Faces Front
Utilities & comfort
- Heating
- Heat Pump, Propane, Propane Tank Leased
- Cooling
- Central Air, Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Attached Garage, Driveway, Garage Door Opener, Garage Faces Front
Property & Price History
| Date | Event | Price |
|---|---|---|
| Jul 23, 2026 | Listed for sale | $335,000 |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$1,785/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $1,453
- Taxes
- $250
- Other costs
- $82
- $280,000
- Home price
- 20% · $56,000
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $1,453
- Estimated property taxes
- $250
- Home insurance
- $82
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $1,453
- Estimated property taxes
- $250
- Home insurance
- $82
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
- —
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Monticello
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Wayne Co
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Wayne Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty