$339,000
Price cut: $6K496 Watters Ridge Road, Whitley City, KY 42653
- 3
- beds
- 2
- baths
- 1,900
- sqft
- Single Family Residence
- Property type
- 2007
- Year built
- 1.74 acres
- Lot size
- $178
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Eat-in Kitchen
- Walk-In Closet(s)
Set on 1.77 acres, this 3-bedroom, 2-bath log home offers a beautiful mix of character, comfort, and functionality. The open-concept kitchen and living area creates an inviting main gathering space, complete with hardwood floors, a fireplace, and the warmth of natural wood throughout. The primary suite offers added privacy along with generous closet space, while additional walk-in closets and storage throughout the home add everyday convenience. Above the attached 2-car garage, a finished loft provides valuable flex space for a home office, playroom, hobby room, or additional living area. Outdoor living is just as appealing with a covered back deck overlooking the property, plus a welcoming front porch and plenty of room to enjoy the 1.77-acre setting. The home also includes handicap-accessible features for added versatility. Recent improvements include a new roof in 2023, HVAC in 2022, freshly stained log siding, and new railing on the back deck. With its open layout, fireplace, hardwood floors, primary suite, abundant storage, and multiple indoor and outdoor living spaces, this home offers far more than your typical 3-bedroom property.
Listed by Keller Williams Bluegrass Realty - Lake Cumberland · mdowning@kw.com
MLS #26024516 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 2007
- Lot size
- 1.74-acre lot
- Garage spaces
- 2-car garage
- Price / sq ft
- $178 / sq ft
- HOA
- $0/mo HOA
Interior
- 3 bedrooms
- 2 bathrooms
- One
- Fireplaces: 1
- Hardwood, Tile
Property
- Single Family Residence
- 1,900 sq ft
- 1.74-acre lot
- 2-car garage
Construction
- Built in 2007
- Metal
- Heating: Heat Pump
- Cooling: Central Air
Show all home details
Interior
- Interior features
- Eat-in Kitchen, Walk-In Closet(s)
- Appliances
- Dishwasher, Refrigerator, Oven
- Flooring
- Hardwood, Tile
- Basement
- Crawl Space
- Levels
- One
Exterior & parking
- Roof
- Metal
- Parking features
- Attached Garage, Garage Faces Side
- Architectural style
- Craftsman, Cabin
Utilities & comfort
- Heating
- Heat Pump
- Cooling
- Central Air
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Attached Garage, Garage Faces Side
Property & Price History
| Date | Event | Price |
|---|---|---|
| Sep 6, 2026 | Listed for sale | $345,000 |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$2,160/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $1,759
- Taxes
- $302
- Other costs
- $99
- $339,000
- Home price
- 20% · $67,800
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $1,759
- Estimated property taxes
- $302
- Home insurance
- $99
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $1,759
- Estimated property taxes
- $302
- Home insurance
- $99
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Whitley City
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
McCreary County
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
McCreary County
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty