$379,900
514 N 7th Street, Paducah, KY 42001
- 4
- beds
- 4.5
- baths
- 3,089
- sqft
- Single Family Residence
- Property type
- 1907
- Year built
- 0.14 acres
- Lot size
- $123
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Breakfast Bar
- Entrance Foyer
- Eat-in Kitchen
- In-Law Floorplan
Live and work in a funky four square perfectly positioned in Lower Town Arts District. Owned by Terra Cottage Studios since 2008, this two story building has been lovingly used as a working ceramics studio and hub for the successful Empty Bowls Project for decades. This home/business is full of eye popping & sentimental details like original glazed doorframes, four fireplaces (two with Paducah tile), exposed brick, original Mexican tiles, and a maple butcher block counter in the kitchen that came from an 1863 NYC bakery. The current owners researched insurance maps to discover Terra Cottage was originally built in 1888 as a fourplex. Since their purchase, they stabilized the foundation and turned the staircase 180 degrees to allow a commercial front entry and private upstairs dwelling entrance. The first floor is ready for your next commercial business with a waiting area, ADA bathroom, gallery/multi use rooms, and a kitchen with a 3-bay stainless sink. First floor kitchen is plumbed for gas & ice maker with a 220 outlet. The front of the first floor is sprinkled. Towards the rear of the first floor, you can have immediate supplemental income. There is a one-bedroom apartment ready for its next tenant with its own interior and rear entrance. The apartment has a cute kitchen with quirky tile, gas stove & fridge. The original wallpaper samples from the home are lovingly framed there. The apartment also has a large walk-in shower & the stackable washer and dryer is in its own utility closet. It most recently leased for $850/month long term and could bring more. The upstairs residence has a primary en suite with a custom Mexican tile bath surround & shower. There is also an 1883 beautiful marble pedestal sink in the dressing area. The 2 guest bedrooms are large with big closets and exposed brick. The upstairs doors were made in 1820 from French limousine oak & purchased in Saratoga. The upstairs eat-in kitchen has a gas oven, farmhouse sink, and large pantry with stackable washer dryer. Other cool features are the spice rack made from old film reels and custom skylights. Adjacent to the upstairs kitchen, is a large deck for grilling and entertaining. The detached 2 story rear building the owners refer to as "The Shed." It is framed out for a future art studio, airbnb or tiny home and has double pane windows and a garden shed. The backyard has custom tile & concrete raised gardening beds perfect for organizing your herbs and vegetables. Beyond the raised beds, there is room for four cars. The design has already been thought out for a garage off "The Shed" and alley. All of the electrical, plumbing & HVAC are new including commercial 3-phase grade. The interior was re-framed by adding 3.5 inch insulation & 5/8" sheetrock. The balcony tar roof is also new. Windows were all replaced with energy efficient double pane wood casement windows Front porch & balcony have had recent improvements too; vinyl ceilings, custom rail, stained concrete, electricity and fans added. There are two gas furnaces. Clean out for plumbing inside house on first floor.
Listed by eXp Realty, LLC · ky.broker@exprealty.net
MLS #26026251 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1907
- Lot size
- 0.14-acre lot
- Price / sq ft
- $123 / sq ft
- HOA
- $0/mo HOA
Interior
- 4 bedrooms
- 4.5 bathrooms
- Two
- Fireplaces: 4
- Carpet, Hardwood, Laminate
Property
- Single Family Residence
- 3,089 sq ft
- 0.14-acre lot
- Few Trees
Construction
- Built in 1907
- Metal
- Heating: Forced Air, Natural Gas
- Cooling: Central Air
Show all home details
Interior
- Interior features
- Breakfast Bar, Entrance Foyer, Eat-in Kitchen, In-Law Floorplan, Primary First Floor, Ceiling Fan(s)
- Appliances
- Dryer, Dishwasher, Gas Range, Refrigerator, Washer, Oven
- Flooring
- Carpet, Hardwood, Laminate
- Basement
- Crawl Space
- Levels
- Two
Exterior & parking
- Roof
- Metal
- Lot features
- Few Trees
- Parking features
- Driveway, Off Street, Other
Utilities & comfort
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Driveway, Off Street, Other
Property & Price History
| Date | Event | Price |
|---|---|---|
| Sep 22, 2026 | Listed for sale | $379,900 |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$2,421/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $1,971
- Taxes
- $339
- Other costs
- $111
- $379,900
- Home price
- 20% · $75,980
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $1,971
- Estimated property taxes
- $339
- Home insurance
- $111
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $1,971
- Estimated property taxes
- $339
- Home insurance
- $111
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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Assigned Schools
McNabb
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Paducah
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Paducah Tilghman
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty