$678,000
649 Joe Snedegar Road, Mt Sterling, KY 40353
- 3
- beds
- 2.5
- baths
- 2,423
- sqft
- Single Family Residence
- Property type
- 2017
- Year built
- 43.4 acres
- Lot size
- $280
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Breakfast Bar
- Eat-in Kitchen
- Primary First Floor
- Walk-In Closet(s)
Attention to everyone searching for privacy without sacrificing convenience—here it is! Situated on 43.42 private acres, this incredible property is only 6 miles from I-64, 16 miles from Winchester, and approximately 19.8 miles from Exit 133 for Cave Run Lake, while still being just 30 minutes from Lexington. At the heart of it all is a beautiful 3-bedroom, 2.5-bath barndo-style home with a finished basement, surrounded by everything that makes country living so special—a stocked pond with dock, direct access to Slate Creek, established hay fields, mature woods, and an established garden area. And when it comes to workspace and storage, this property is exceptionally well equipped. The 36' x 48' workshop features a concrete floor, drive-through doors, foam insulation, electric, and a 60-lb air compressor with air lines conveniently run to every wall. A second 48' x 60' workshop/barn offers drive-through doors and electric, with plenty of room for farm equipment, a boat, side-by-sides, a car collection, or whatever your lifestyle requires. Inside, the home feels warm, open, and inviting, with high vaulted ceilings, solid bamboo flooring, and a wood-burning fireplace anchoring the main living area. The kitchen features an eat-in dining space and opens naturally to the living area, making the home equally comfortable for quiet evenings or gatherings with family and friends. The finished basement (currently being used as the 3rd bedroom) adds another dimension to the home, with both interior and exterior access and plenty of flexibility for additional living space, recreation, guests, a home office, or hobbies. Step outside from the lower level to the outdoor entertaining area and fire pit, where the pond and little dock become part of the view. And this is acreage meant to be enjoyed. With direct access to Slate Creek, you can kayak, fish, swim, or simply spend the afternoon along the water without ever leaving home. Established hay fields, mature woods, and the garden area provide even more ways to enjoy and make use of the 43.4 acres. This is more than a home with acreage. It's a place where you can live, work, play, and enjoy the outdoors without leaving your own property—while remaining remarkably convenient to Winchester, Lexington, I-64, and Cave Run Lake. Read the directions to the property before your visit!
Listed by Coldwell Banker McMahan · knisbet@coldwellbanker.com
MLS #26026657 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 2017
- Lot size
- 43.4-acre lot
- Garage spaces
- 2-car garage
- Price / sq ft
- $280 / sq ft
- HOA
- $0/mo HOA
Interior
- 3 bedrooms
- 2.5 bathrooms
- One
- Fireplaces: 1
- Hardwood, Tile
Property
- Single Family Residence
- 2,423 sq ft
- 43.4-acre lot
- 2-car garage
- Wooded, Other
Construction
- Built in 2017
- Metal
- Heating: Electric, Wood Stove
- Cooling: Electric, Multi Units
Show all home details
Interior
- Interior features
- Breakfast Bar, Eat-in Kitchen, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s)
- Appliances
- Microwave, Refrigerator, Range, Self Cleaning Oven
- Flooring
- Hardwood, Tile
- Basement
- Concrete, Finished, Walk-Out Access
- Levels
- One
Exterior & parking
- Roof
- Metal
- Lot features
- Wooded, Other
- Parking features
- Attached Garage, Driveway, Garage Door Opener, Workshop
- Architectural style
- Ranch, Barndominium
Utilities & comfort
- Heating
- Electric, Wood Stove
- Cooling
- Electric, Multi Units
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Attached Garage, Driveway, Garage Door Opener, Workshop
Property & Price History
| Date | Event | Price |
|---|---|---|
| Sep 26, 2026 | Listed for sale | $678,000 |
Some past-sale photos and seller documents need a free account to view.
Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$4,321/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $3,518
- Taxes
- $605
- Other costs
- $198
- $678,000
- Home price
- 20% · $135,600
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $3,518
- Estimated property taxes
- $605
- Home insurance
- $198
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $3,518
- Estimated property taxes
- $605
- Home insurance
- $198
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Mt Sterling
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Montgomery Co
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Montgomery Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty