$399,900
Price cut: $19K75 Ridge Avenue, Berea, KY 40403
- 4
- beds
- 3
- baths
- 2,781
- sqft
- Single Family Residence
- Property type
- 1981
- Year built
- 0.64 acres
- Lot size
- $144
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Breakfast Bar
- Entrance Foyer
- Eat-in Kitchen
- Walk-In Closet(s)
A true gem in the heart of Berea — 4BR/3BA on unfinished basement. Tucked away on a fairytale setting lot with mature trees, this one-owner home has been meticulously maintained and lovingly cared for over the years — solid, spacious, and ready for someone to make it their own with the best floor plan already in place! Located in the heart of Berea, you'll enjoy easy access to Berea College's campus and the charm of downtown Berea with its quaint shops and delicious local dining. You're only moments from hiking at the Pinnacles, biking and walking trails, and I-75 for an easy commute — yet this home feels tucked away from it all. An accessible ramp leads to the foyer, flanked by a formal dining room and a large living/office space. The dining room walks out to a side porch, perfect for relaxing. The heart of the home is the kitchen, featuring a breakfast area, bar seating, appliances, and a pantry, adjacent to a cozy living area with a fireplace — ideal for entertaining. The screened-in porch overlooks the tree-lined backyard, offering maximum privacy in a true retreat-like setting. The main floor also includes a bedroom and full bath, plus a huge utility space with a walk-in tub, perfect for bathing pets. Upstairs, you'll find 3BR/2BA's, including a huge primary suite with a designated bathroom and multiple closets. Two additional well-proportioned bedrooms complete the upper level, along with a walk-out attic space for ample storage. A walk-up, unfinished basement offers even more possibilities — perfect for storage or a workshop. The two-car garage with two bay doors and an expanded driveway provide plenty of parking for all of your friends and family, while the level front and back yard completes this magical setting. This one is special — a solid, well-loved home with the ideal floor plan already in place, ready for your personal touch! Please note, the seller would like to offer a 1-year home warranty to buyer - (Up to $450 APHW and must be written into terms of accepted offer).
Listed by Keller Williams Legacy Group · yvettekelly55@gmail.com
MLS #26022683 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1981
- Lot size
- 0.64-acre lot
- Garage spaces
- 2-car garage
- Price / sq ft
- $144 / sq ft
- HOA
- $0/mo HOA
Interior
- 4 bedrooms
- 3 bathrooms
- Two
- Fireplaces: 1
- Carpet, Tile, Vinyl, Parquet
Property
- Single Family Residence
- 2,781 sq ft
- 0.64-acre lot
- 2-car garage
- Landscaped, Secluded, Wooded, Few Trees
Construction
- Built in 1981
- Dimensional Style, Shingle
- Heating: Forced Air, Natural Gas
- Cooling: Electric, Heat Pump
Show all home details
Interior
- Interior features
- Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Walk-In Closet(s)
- Appliances
- Dryer, Disposal, Dishwasher, Microwave, Refrigerator, Washer, Range
- Flooring
- Carpet, Tile, Vinyl, Parquet
- Basement
- Concrete, Crawl Space, Exterior Entry, Interior Entry, Unfinished, Walk-Up Access
- Levels
- Two
Exterior & parking
- Roof
- Dimensional Style, Shingle
- Lot features
- Landscaped, Secluded, Wooded, Few Trees
- Parking features
- Attached Garage, Driveway, Garage Door Opener, Garage Faces Front
- Architectural style
- Cape Cod
Utilities & comfort
- Heating
- Forced Air, Natural Gas
- Cooling
- Electric, Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Attached Garage, Driveway, Garage Door Opener, Garage Faces Front
Property & Price History
| Date | Event | Price |
|---|---|---|
| Aug 21, 2026 | Listed for sale | $419,000 |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$2,549/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $2,075
- Taxes
- $357
- Other costs
- $117
- $399,900
- Home price
- 20% · $79,980
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $2,075
- Estimated property taxes
- $357
- Home insurance
- $117
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $2,075
- Estimated property taxes
- $357
- Home insurance
- $117
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
- —
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Berea Community
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Berea Community
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Berea Community
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty