$275,000
Price cut: $20K842 Treasure Island Road, Hardin, KY 42048
- 4
- beds
- 2
- baths
- 1,800
- sqft
- Single Family Residence
- Property type
- 1987
- Year built
- 0.33 acres
- Lot size
- $153
- Price / sq ft
- $21/mo
- HOA
Listing Description
- Breakfast Bar
- Entrance Foyer
- Eat-in Kitchen
- Primary First Floor
Kentucky Lake area home in Pirates Cove Resort! Sitting on 5 lots, This 4 bed, 2 bath property is ideal for a vacation getaway, full time residence , or short-term rental. Features include a wrap-around porch, private in-ground pool with pool house, storm shelter, outbuildings, and a 40x50 3-bay garage/shop with 10x12 doors—well-suited for boats, RVs, or potential rental income. The en-suite bath features a soaking tub and separate walk-in shower. Recent updates include metal roof, composite flooring throughout, gas stove, 2 refrigerators, dishwasher, HVAC, and gas water heater. Situated on Jonathan Creek, known for fishing and Water sports, approx. 20 min to Murray State and 15 min to LBL. Enjoy fishing, boating, hiking, and wildlife viewing, including bald eagles. Community amenities include airstrip, marina, boat launch, clubhouse, pool, courts & mini golf. HOA fees apply See Pirates Cove association for information on HOA fees. Buyer to verify all pertinent information.
Listed by Benchmark Realty, LLC - Murray · Cole@benchmarkrealtyKY.com
MLS #26015407 · Listing provided by
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1987
- Lot size
- 0.33-acre lot
- Garage spaces
- 4-car garage
- Price / sq ft
- $153 / sq ft
- HOA
- $21/mo HOA
Interior
- 4 bedrooms
- 2 bathrooms
- One
- Fireplaces: 1
- Laminate, Luxury Vinyl
Property
- Single Family Residence
- 1,800 sq ft
- 0.33-acre lot
- 4-car garage
Construction
- Built in 1987
- Metal
- Heating: Propane
- Cooling: Electric, Gas Pack
Show all home details
Interior
- Interior features
- Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
- Appliances
- Gas Range, Refrigerator, Oven
- Flooring
- Laminate, Luxury Vinyl
- Basement
- Crawl Space
- Levels
- One
Exterior & parking
- Roof
- Metal
- Parking features
- Detached Garage, Driveway, Garage Door Opener, Workshop
- Architectural style
- Ranch
Utilities & comfort
- Heating
- Propane
- Cooling
- Electric, Gas Pack
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Detached Garage, Driveway, Garage Door Opener, Workshop
Property & Price History
| Date | Event | Price |
|---|---|---|
| Jul 23, 2026 | Listed for sale | $295,000 |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$1,773/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $1,427
- Taxes
- $245
- Other costs
- $101
- $275,000
- Home price
- 20% · $55,000
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $1,427
- Estimated property taxes
- $245
- Home insurance
- $80
- HOA
- $21
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $1,427
- Estimated property taxes
- $245
- Home insurance
- $80
- HOA
- $21
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Jonathan
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
North Marshall
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Marshall
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty