$447,500
Price cut: $3K90 Owens Ferry Road, Somerset, KY 42501
- 3
- beds
- 2.5
- baths
- 2,441
- sqft
- Single Family Residence
- Property type
- 1985
- Year built
- 4.3 acres
- Lot size
- $183
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Eat-in Kitchen
- Walk-In Closet(s)
- Ceiling Fan(s)
- Soaking Tub
RARE opportunity to own over 4 acres with a gorgeous pond right in the center of town! Properties offering this much space, privacy, storage, and convenience are incredibly hard to find—especially less than a mile from Highway 27. Situated on just over 4 beautiful acres, this unique property offers a peaceful setting with mature trees, expansive lawn, and a picturesque pond that creates a true country feel without sacrificing the convenience of being in town. The property also features two large detached garages/buildings, approximately 30' x 40' each. One has been utilized as a workshop, while the other provides excellent garage and storage space—ideal for vehicles, equipment, hobbies, recreational toys, or anyone simply needing room to spread out. Inside, the home offers over 2,400 square feet of finished living space across four finished levels, creating a surprisingly spacious and versatile floor plan. With 3 bedrooms and 2.5 bathrooms, there is plenty of room for everyday living, entertaining, working from home, and more. Numerous updates have already been completed throughout the home, including a completely remodeled kitchen featuring white cabinetry, granite countertops, tile backsplash, and stainless steel appliances. The bathrooms have also received extensive updates, including beautifully tiled showers, updated vanities, fixtures, and finishes. Updated flooring can be found throughout several areas of the home, while the original hardwood adds warmth and character. Multiple living and recreation spaces give this home tremendous flexibility. A beautiful stone fireplace creates a standout focal point in one of the living areas, while the additional finished lower-level space offers endless possibilities for a family room, game room, home office, gym, or additional entertaining space. But the setting is what truly separates this property from the rest. Over 4 acres, a pond, two substantial outbuildings, more than 2,400 finished square feet, and an in-town location less than a mile from Highway 27 make this an exceptionally rare combination. Enjoy the space and feel of country living while remaining just minutes from shopping, dining, schools, and everyday conveniences. Opportunities like this in town don't come along often!
Listed by Lake Cumberland Real Estate Professionals · LCRealEstatePros@gmail.com
MLS #26021481 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1985
- Lot size
- 4.3-acre lot
- Garage spaces
- 2-car garage
- Price / sq ft
- $183 / sq ft
- HOA
- $0/mo HOA
Interior
- 3 bedrooms
- 2.5 bathrooms
- Multi/Split
- Fireplaces: 1
- Carpet, Laminate, Vinyl, Parquet
Property
- Single Family Residence
- 2,441 sq ft
- 4.3-acre lot
- 2-car garage
Construction
- Built in 1985
- Shingle
- Heating: Ceiling, Electric, Heat Pump, Propane Tank Leased
- Cooling: Heat Pump
Show all home details
Interior
- Interior features
- Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
- Appliances
- Dryer, Disposal, Dishwasher, Microwave, Refrigerator, Washer, Range
- Flooring
- Carpet, Laminate, Vinyl, Parquet
- Basement
- Finished, Partial
- Levels
- Multi/Split
Exterior & parking
- Roof
- Shingle
- Parking features
- Attached Garage, Garage Door Opener
Utilities & comfort
- Heating
- Ceiling, Electric, Heat Pump, Propane Tank Leased
- Cooling
- Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Attached Garage, Garage Door Opener
Property & Price History
| Date | Event | Price |
|---|---|---|
| Aug 9, 2026 | Listed for sale | $450,000 |
| Mar 22, 2021 | Sold |
Some past-sale photos and seller documents need a free account to view.
Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$2,852/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $2,322
- Taxes
- $399
- Other costs
- $131
- $447,500
- Home price
- 20% · $89,500
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $2,322
- Estimated property taxes
- $399
- Home insurance
- $131
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $2,322
- Estimated property taxes
- $399
- Home insurance
- $131
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
- —
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Southern
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Southern
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Southwestern
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty