$97,500
Price cut: $32K902 Oak Street, Cumberland, KY 40823
- 2
- beds
- 1
- baths
- 1,176
- sqft
- Single Family Residence
- Property type
- 1923
- Year built
- 0.21 acres
- Lot size
- $83
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Eat-in Kitchen
- Primary First Floor
- Ceiling Fan(s)
Welcome to negotiate cash offers. Opportunity to own a brick home on a corner lot in the Springfield section of Cumberland. Two bedrooms with bath on the first floor, plus an upstairs 2 room sleeping loft. HVAC heat/air plus propane fireplace. Hardwood floors (under carpet), ceiling fans, and a large 700 sq. ft. detached brick garage with plumbing access. Very close to Kingdom Come State Park, historic communities of Benham and Lynch. The property is nestled between the Black Mountain and Pine Mountain ranges, which provides very pleasant views.
Listed by Scott Hogue & Associates Realty · shogue3@bellsouth.net
MLS #25502926 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 1923
- Lot size
- 0.21-acre lot
- Garage spaces
- 2-car garage
- Price / sq ft
- $83 / sq ft
- HOA
- $0/mo HOA
Interior
- 2 bedrooms
- 1 bathrooms
- One and One Half
- Fireplaces: 1
- Carpet, Hardwood
Property
- Single Family Residence
- 1,176 sq ft
- 0.21-acre lot
- 2-car garage
- Few Trees
Construction
- Built in 1923
- Composition, Shingle
- Heating: Forced Air, Heat Pump, Propane
- Cooling: Central Air, Ceiling Fan(s), Heat Pump
Show all home details
Interior
- Interior features
- Eat-in Kitchen, Primary First Floor, Ceiling Fan(s)
- Appliances
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Oven
- Flooring
- Carpet, Hardwood
- Basement
- Concrete, Interior Entry, Sump Pump, Unfinished
- Levels
- One and One Half
Exterior & parking
- Roof
- Composition, Shingle
- Lot features
- Few Trees
- Parking features
- Detached Garage, Driveway, Off Street
- Architectural style
- Mid-Century Modern
Utilities & comfort
- Heating
- Forced Air, Heat Pump, Propane
- Cooling
- Central Air, Ceiling Fan(s), Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Detached Garage, Driveway, Off Street
Property & Price History
| Date | Event | Price |
|---|---|---|
| Jun 12, 2026 | Listed for sale | $129,000 |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$621/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $506
- Taxes
- $87
- Other costs
- $28
- $97,500
- Home price
- 20% · $19,500
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $506
- Estimated property taxes
- $87
- Home insurance
- $28
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $506
- Estimated property taxes
- $87
- Home insurance
- $28
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Bike Score
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Cumberland
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Harlan Co
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Harlan Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty