$449,000
92 Water Cliff Drive, Somerset, KY 42503
- 4
- beds
- 3
- baths
- 3,169
- sqft
- Single Family Residence
- Property type
- 2002
- Year built
- 0.86 acres
- Lot size
- $142
- Price / sq ft
- $0/mo
- HOA
Listing Description
Welcome home to this updated 4-bedroom, 3-full-bath home situated on a large corner lot with plenty of space to build a detached garage. The full finished basement offers a large garage with drive-in access, a full kitchen, and additional flexible living space. Enjoy outdoor living on the large covered back patio. Conveniently located less than 1 mile from the boat ramp, making lake access quick and easy.
Listed by CENTURY 21 Advantage Realty · srobinson@century21advantage.com
MLS #26026635 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 2002
- Lot size
- 0.86-acre lot
- Garage spaces
- 3-car garage
- Price / sq ft
- $142 / sq ft
- HOA
- $0/mo HOA
Interior
- 4 bedrooms
- 3 bathrooms
- Fireplaces: 2
- Carpet, Hardwood, Tile
Property
- Single Family Residence
- 3,169 sq ft
- 0.86-acre lot
- 3-car garage
Construction
- Built in 2002
- Shingle
- Heating: Heat Pump
- Cooling: Heat Pump
Show all home details
Interior
- Flooring
- Carpet, Hardwood, Tile
- Basement
- Finished, Full, Walk-Out Access
Exterior & parking
- Roof
- Shingle
Utilities & comfort
- Heating
- Heat Pump
- Cooling
- Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- 3-car garage
Property & Price History
| Date | Event | Price |
|---|---|---|
| Sep 26, 2026 | Listed for sale | $449,000 |
| Apr 7, 2021 | Sold |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$2,861/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $2,330
- Taxes
- $400
- Other costs
- $131
- $449,000
- Home price
- 20% · $89,800
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $2,330
- Estimated property taxes
- $400
- Home insurance
- $131
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $2,330
- Estimated property taxes
- $400
- Home insurance
- $131
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
- —
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Oakhill
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Southern
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Southwestern
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty