$889,900
Price cut: $110K97 Black Walnut Lane, Monticello, KY 42633
- 8
- beds
- 8
- baths
- 6,835
- sqft
- Single Family Residence
- Property type
- 2007
- Year built
- 1.4 acres
- Lot size
- $130
- Price / sq ft
- $0/mo
- HOA
Listing Description
- Eat-in Kitchen
Panoramic Lake Cumberland Views!! Custom Waterfront Home offering 8BR's 8BA's Rare opportunity to own a one-of-a-kind, custom-built waterfront home with breathtaking main channel views of Lake Cumberland. This 2-owner property offers the perfect lakeside retreat, comfortably accommodating up to 21 guests, making it ideal for family gatherings, entertaining, or a private getaway. Designed for both comfort and convenience, the home features an in-home elevator for easy access between levels. Multiple living and entertainment areas create inviting spaces to relax and unwind, including a study for quiet reflection, a game area with billiards and ping pong, and three cozy indoor fireplaces perfect for gathering with family and friends. The gourmet kitchen makes meal preparation a delight, while the outdoor kitchen and expansive decking provide the perfect setting for outdoor dining and enjoying the stunning lake views. Recent upgrades include: • New metal roof (2024) • New kitchen appliances (2025) • Culligan water system installed (2025) • New deck section with updated fencing • Entire deck freshly repainted • Garage doors, front door, and master bedroom doors freshly painted • Driveway resealed (Fall 2025) Front door, central alarm system and thermostat are Wifi Compatible, Safety Cameras added inside and outside. Furniture is negotiable, offering a potential turnkey opportunity. This property is more than a home—it's a private sanctuary where comfort, space, and the natural beauty of Kentucky's landscape come together. Enjoy peaceful lakeside living with panoramic views and unmatched serenity. Call today to schedule your private showing and experience this extraordinary Lake Cumberland retreat.
Listed by Keller Williams Bluegrass Realty - Lake Cumberland · mdowning@kw.com
MLS #26005198 · Listing provided by![]()
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 2007
- Lot size
- 1.4-acre lot
- Garage spaces
- 3-car garage
- Price / sq ft
- $130 / sq ft
- HOA
- $0/mo HOA
Interior
- 8 bedrooms
- 8 bathrooms
- Fireplaces: 2
- Ceramic Tile, Wood
Property
- Single Family Residence
- 6,835 sq ft
- 1.4-acre lot
- 3-car garage
Construction
- Built in 2007
- Shingle
- Heating: Heat Pump
- Cooling: Heat Pump
Show all home details
Interior
- Interior features
- Eat-in Kitchen
- Appliances
- Dishwasher, Microwave, Refrigerator, Range
- Flooring
- Ceramic Tile, Wood
- Basement
- Finished, Full
Exterior & parking
- Roof
- Shingle
Utilities & comfort
- Heating
- Heat Pump
- Cooling
- Heat Pump
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- 3-car garage
Property & Price History
| Date | Event | Price |
|---|---|---|
| Apr 22, 2026 | Listed for sale | $999,900 |
| May 24, 2024 | Sold |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$5,670/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $4,617
- Taxes
- $793
- Other costs
- $260
- $889,900
- Home price
- 20% · $177,980
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $4,617
- Estimated property taxes
- $793
- Home insurance
- $260
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $4,617
- Estimated property taxes
- $793
- Home insurance
- $260
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
- —
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Wayne Co
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Wayne Co
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Wayne Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty