$179,900
Price cut: $30K980 State Highway 1009, Monticello, KY 42633
- 3
- beds
- 2
- baths
- 1,344
- sqft
- Single Family Residence
- Property type
- 2020
- Year built
- 1.7 acres
- Lot size
- $134
- Price / sq ft
- $0/mo
- HOA
Listing Description
Like-New Home Near Lake Cumberland - Shop Lover's Dream Welcome to 980 N Hwy 1009, Monticello, KY! Built in 2020, this well-maintained 3 bedroom, 2 bath home offers 1,342 sq ft of comfortable living space situated on 1.7 acres +/- per PVA. Step inside to find a clean, move-in-ready interior with a modern feel and functional layout—perfect for full-time living, a weekend retreat, or investment opportunity. Outside features a 35x35 detached garage/shop with 10x10 doors, providing ample space for boats, vehicles, equipment, or workshop use. Located just 2 miles from a boat ramp at Carters Dock on Lake Cumberland, offering quick and convenient lake access. Just minutes from Monticello, this property combines privacy, space, and convenience.
Listed by Weichert Realtors Ford Brothers, Inc. · matt@fordbrothersinc.com
MLS #26010003 · Listing provided by
Shelby & Drake JohnsonFive Pillars Team · eXp Realty
Home Details
- Property type
- Single Family Residence
- Year built
- Built in 2020
- Lot size
- 1.7-acre lot
- Garage spaces
- 2-car garage
- Price / sq ft
- $134 / sq ft
- HOA
- $0/mo HOA
Interior
- 3 bedrooms
- 2 bathrooms
- One
- Hardwood
Property
- Single Family Residence
- 1,344 sq ft
- 1.7-acre lot
- 2-car garage
Construction
- Built in 2020
- Shingle
- Heating: Heat Pump
- Cooling: Central Air
Show all home details
Interior
- Flooring
- Hardwood
- Basement
- Crawl Space
- Levels
- One
Exterior & parking
- Roof
- Shingle
- Parking features
- Detached Garage
Utilities & comfort
- Heating
- Heat Pump
- Cooling
- Central Air
Services Availability
- Internet
- Not reported
- Utilities
- Not reported
- Parking
- Detached Garage
Property & Price History
| Date | Event | Price |
|---|---|---|
| May 5, 2026 | Listed for sale | $209,900 |
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Property Documents
See what the sellers have done to the property and what known issues they disclose.
Estimate Your Monthly PaymentMonthly payment
Estimated monthlyEst. payment
$1,145/mo
30-year fixed · 6.75% assumed rate
- Principal & interest
- $933
- Taxes
- $160
- Other costs
- $52
- $179,900
- Home price
- 20% · $35,980
- Down payment
- 6.75%
- Interest rate
- 30 years
- Loan term
Payment Breakdown
- Principal & interest
- $933
- Estimated property taxes
- $160
- Home insurance
- $52
- HOA
- $0
- Utilities
- Not included
Estimate only. Utilities not included.Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Adjust Payment Details
Payment Breakdown
- Principal & interest
- $933
- Estimated property taxes
- $160
- Home insurance
- $52
- HOA
- $0
- Utilities
- Not included
Illustrative estimate, not a loan offer. Taxes (1.07%/year) and insurance (0.35%/year) use assumptions; actual costs and available rates vary.
Travel Times and Accessibility
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- Walk Score
- —
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- Bike Score
- —
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Map and estimated drive times: Mapbox. Each route starts at this home. Times vary with conditions. Walk Score and Bike Score are unavailable.
Assigned Schools
Bell
Elementary School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Wayne Co
Middle School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
Wayne Co
High School
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
School boundaries can change. Confirm your assigned schools with the district.
Performance data is not available.
Source: MLS-reported school assignment; confirm with the district.
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Listings provided by Imagine MLS · Information Deemed Reliable but Not Guaranteed.
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Shelby & Drake JohnsonFive Pillars Team · eXp Realty